97 Five Points Rd, Freehold, NJ 07728 Property Records

Monmouth County and Howell Township property record for 97 Five Points Rd, Freehold, NJ 07728 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 1967
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,863 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00183-0000-00071-02`

Property Details

APN / Parcel Number

Primary APN	`21-00183-0000-00071-02`
Alternative APNs	`21001830000000710002` `071130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
1st Floor Area	1,172 sqft
Upper Floors Area	936 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	40,001 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Account Number	071130
Street Address	97 FIVE POINTS RD
City	FREEHOLD
State	NJ
Zip	07728-8101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: LIFE ESTATE JOHN K. WILLYUNG JR.
Legal Subdivision	HOWELL TOWNSHIP MONMOUTH
Legal Block	183
Legal Lot Number	71.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2000
Census Tract	811102

Owner

Source: Monmouth County and Howell Township records · APN 21-00183-0000-00071-02

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 FIVE POINTS RD, FREEHOLD, NJ 07728-8101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 15, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 25, 2021	Quit Claim Deed, Transfer INVESTORS BK
Dec 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2022
Deed Sale	Dec 15, 2022
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	2022119533
Deed Book / Page	9627 / 8025
Prior Transfer Date	Aug 21, 2015
Prior Transfer Doc	0000085837
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	97 FIVE POINTS RD, FREEHOLD, NJ 07728-8101
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096833532
Date	Apr 05, 2024
Book Page	9683/3532
Instrument	2024022337

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2044

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 15, 2022
Property Address	97 FIVE POINTS RD, FREEHOLD, NJ 07728-8101
Document Number	0096278025
Book / Page	9627 / 8025
Instrument Date	Dec 05, 2022
Instrument	2022119533
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,472.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 FIVE POINTS RD, FREEHOLD, NJ 07728-8101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FIVE POINTS RD, FREEHOLD, NJ 07728-8101

Mortgage

Document Number	2022119534
Date	Dec 15, 2022
Instrument	2022119534

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 25, 2021
Property Address	97 FIVE POINTS RD, FREEHOLD, NJ 07728-8101
Document Number	0000012503
Book / Page	009475 / 008121
Instrument Date	Dec 02, 2020
Instrument	12503
Transaction Type	Transfer
Record Updated	Apr 15, 2021
Title Company	FOUNDATION TITLE LLC-MARLTON

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FIVE POINTS RD FREEHOLD NJ 077288101, FREEHOLD, NJ 07728-8101

Mortgage

Document Number	12504
Date	Jan 25, 2021
Book Page	009475/008137
Instrument	12504

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	97 FIVE POINTS RD, FREEHOLD, NJ 07728-8101
Document Number	0000012504
Instrument Date	Dec 02, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2021
Title Company	FOUNDATION TITLE LLC-MARLTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FIVE POINTS RD FREEHOLD NJ 077288101, FREEHOLD, NJ 07728-8101

Mortgage

Document Number	0000012504
Date	Jan 25, 2021
Book Page	009475/008137
Instrument	12504

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,100 (+8.14%) Land $282,800 Building $283,300	$566,100 (+8.14%) Land $282,800 Building $283,300
2025	$8,863.00 (+4.84%)	$523,500 (+18.95%) Land $242,800 Building $280,700	$523,500 (+18.95%) Land $242,800 Building $280,700
2024	$8,454.00 (+3.73%)
2023		$440,100 Land $145,400 Building $294,700	$440,100 Land $145,400 Building $294,700
2022	$8,150.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258111022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984, tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 72% of New Jersey
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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