102 Five Points Rd, Freehold, NJ 07728 Property Records

Monmouth County and Howell Township property record for 102 Five Points Rd, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,714 sqft · built 1995
Lot Size2.63 acres (114,675 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (May 2009)
Tax Bill$13,793 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN21-00172-03-00002

Property Details

APN / Parcel Number

Primary APN21-00172-03-00002
Alternative APNs
  • 2100172000300002
  • 0669302

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,714 sqft Living Area
1st Floor Area1,603 sqft
Upper Floors Area1,199 sqft
Basement Area1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeHip
Roof MaterialOther
Lot Area114,675 sqft
Lot Dimensions695 ft deep x 165 ft wide
Garage Area374 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Deck Area1,312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number0669302
Street Address102 FIVE POINTS RD
CityFREEHOLD
StateNJ
Zip07728-8102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARE2
Legal SubdivisionKNOB HILL ESTATES
Legal Block172.3
Legal Lot Number2
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2004
Census Tract811102

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address102 FIVE POINTS RD, FREEHOLD, NJ 07728-8102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2009 · Amount on Record
Deed SaleMay 29, 2009 · Amount on Record
Prior SaleOct 8, 1996 · Amount on Record
Deed Document Number200958502
Deed Book / Page8775 / 9199
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address102 FIVE POINTS RD, FREEHOLD, NJ 07728-8102
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 FIVE POINTS RD, FREEHOLD, NJ 07728-8102

Mortgage

Document Number0096210077
DateOct 24, 2022
Book Page9621/77
Instrument2022105420
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address102 FIVE POINTS RD, FREEHOLD, NJ 07728-8102
Document Number0000012573
Book / Page009211 / 002139
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedApr 4, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address102 FIVE POINTS RD FREEHOLD NJ 077288102, FREEHOLD, NJ 07728-8102

Mortgage

Document Number0000012573
DateFeb 1, 2017
Book Page009211/002139
Instrument12573
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 31, 2032

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$830,900 (+1.99%) Land $325,800 Building $505,100$830,900 (+1.99%) Land $325,800 Building $505,100
2025$13,793.00 (+2.42%)$814,700 (+25.69%) Land $285,800 Building $528,900$814,700 (+25.69%) Land $285,800 Building $528,900
2024$13,467.00 (+2.12%)
2023$648,200 Land $188,400 Building $459,800$648,200 Land $188,400 Building $459,800
2022$13,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 71% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35

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