97 Falls Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 97 Falls Ave, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 2017
Lot Size0.343 acres (14,950 sqft)
OwnerIndividual Name on File
Tax Bill$948 (2026)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08 14 2 1C

Property Details

APN / Parcel Number

Primary APN08 14 2 1C
Alternative APN
  • 163195

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,104 sqft Heated Area
Gross Area1,224 sqft
1st Floor Area1,104 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,950 sqft (0.343 acres)
Lot Dimensions115 ft deep x 130 ft wide

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area24 sqft
Patio Area24 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number163195
Street Address97 FALLS AVE
CityGRANITE FALLS
StateNC
Zip28630-1532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1936 PG 1550 YR 2018 ST 208.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group3
Census Block3021
Census Tract31302

Owner

97 Falls Ave is owned and occupied by an individual.

Source: Caldwell County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address97 FALLS AVE, GRANITE FALLS, NC 28630-1532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateMar 2, 2018
Property Address97 FALLS AVE, GRANITE FALLS, NC 28630-1532
Document Number0010019991
Book / Page001936 / 001550
Instrument DateMar 2, 2018
Instrument10019991
Transaction TypeTransfer
Record UpdatedMar 19, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$208.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 FALLS AVE GRANITE FALLS NC 28630, GRANITE FALLS, NC 28630

Mortgage

Document Number10019992
DateMar 2, 2018
Book Page001936/001553
Instrument10019992
Lender
NameCALDWELL CNTY HABITAT FOR HUMA
AddressPO BOX 1341, LENOIR, NC 28645-1341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMar 1, 2038

Mortgage

Document Number10019996,
DateMar 2, 2018
Book Page001936/001572
Instrument10019996
Lender
NameCALDWELL CNTY HABITAT FOR HUMA
AddressPO BOX 1341, LENOIR, NC 28645-1341
Agreement
AmountAmount on Record
Term240 Months
DueMar 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 97 Falls Ave was $948, down 6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$948.00 (-6.05%)$199,400 (-) Land $13,900 Building $185,500
2025$1,009.00$199,400 Land $13,900 Building $185,500$199,400 Land $13,900 Building $185,500
2023$110,800 (-) Land $12,500 Building $98,300$110,800 (-) Land $12,500 Building $98,300
2022$701.00$110,800 Land $12,500 Building $98,300$110,800 Land $12,500 Building $98,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Falls Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Falls Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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