Caldwell County property record for 103 Falls Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,095 sqft · built 1921 |
| Lot Size | 0.329 acres (14,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430 (Jan 2022) |
| Tax Bill | $1,160 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 14 3 7 |
| Primary APN | 08 14 3 7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,095 sqft Heated Area |
| Gross Area | 3,150 sqft |
| 1st Floor Area | 1,491 sqft |
| Basement Area | 701 sqft |
| Unfinished Basement | 701 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,317 sqft (0.329 acres) |
| Lot Dimensions | 139 ft deep x 103 ft wide |
| Porch | Slab |
| Porch Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 173682 |
|---|---|
| Street Address | 103 FALLS AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2045 PG 785 YR 2022 ST 430.00 |
| Legal Subdivision | GRANITE FALLS MFG CO PROP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 31302 |
103 Falls Ave is owned and occupied by two individuals who bought it in January 2022.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 FALLS AVE, GRANITE FALLS, NC 28630-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 6, 2021 | Warranty Deed, Transfer · VA Mortgage HOMESIDE FIN'L |
| Mar 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 21, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 27, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on File |
| Deed Sale | Jan 14, 2022 · Amount on File |
| Prior Sale | Jan 6, 2021 · Amount on File |
| Deed Document Number | 202210067432 |
| Deed Book / Page | 2045 / 785 |
| Prior Transfer Date | Apr 22, 2010 |
| Prior Transfer Doc | 0017381750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 14, 2022 |
| Property Address | 103 FALLS AVE, GRANITE FALLS, NC 28630-1631 |
| Document Number | 0020450785 |
| Book / Page | 2045 / 785 |
| Map Reference | MB 2 PG 71 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 10067432 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2602 31ST AVENUE CT NE, HICKORY, NC 28601-7235 |
| Name | Verified Name |
|---|---|
| Address | 103 FALLS AVE, GRANITE FALLS, NC 28630-1631 |
| Document Number | 0010067433 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 10067433 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 6, 2021 |
| Property Address | 103 FALLS AVE, GRANITE FALLS, NC 28630-1631 |
| Document Number | 0010052247 |
| Book / Page | 002008 / 000867 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 10052247 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 FALLS AVE GRANITE FALLS NC 286301631, GRANITE FALLS, NC 28630-1631 |
| Document Number | 10052248 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 002008/000871 |
| Instrument | 10052248 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 8, 2019 |
| Property Address | 103 FALLS AVE, GRANITE FALLS, NC 28630-1631 |
| Document Number | 0010030849 |
| Book / Page | 001958 / 002027 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 10030849 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 PARK LOOP RHODHISS NC 28667, RHODHISS, NC 28667 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 21, 2019 |
| Property Address | 103 FALLS AVE, GRANITE FALLS, NC 28630-1631 |
| Document Number | 0010030401 |
| Book / Page | 001958 / 000135 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 10030401 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $74.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 119 N SALISBURY ST RALEIGH NC 276031739, RALEIGH, NC 27603-1739 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Sep 27, 2018 |
| Property Address | 103 FALLS AVE, GRANITE FALLS, NC 28630-1631 |
| Document Number | 0010026348 |
| Book / Page | 001949 / 001542 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 10026348 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $185.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 FALLS AVE GRANITE FALLS NC 286301631, GRANITE FALLS, NC 28630-1631 |
The 2026 property tax bill for 103 Falls Ave was $1,160, down 25.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160.00 (-25.64%) | $244,800 (-) Land $12,000 Building $232,800 | |
| 2025 | $1,560.00 | $244,800 Land $12,000 Building $232,800 | $244,800 Land $12,000 Building $232,800 |
| 2023 | $143,100 (-) Land $12,000 Building $131,100 | $143,100 (-) Land $12,000 Building $131,100 | |
| 2022 | $901.00 | $143,100 Land $12,000 Building $131,100 | $143,100 Land $12,000 Building $131,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Falls Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Falls Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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