Alleghany County property record for 97 Estep Valley Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,688 sqft · built 1925 |
| Lot Size | 91.4 acres (3,983,998 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,137 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3988166142 |
| Primary APN | 3988166142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,688 sqft Living Area |
| 1st Floor Area | 2,424 sqft |
| Attic | Attic |
| Attic Area | 2,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 3,983,998 sqft (91.4 acres) |
| Garage Area | 1,368 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Lean-To | 1,152 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Steam |
| Heating Fuel | Solar |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11399 |
|---|---|
| Street Address | 97 ESTEP VALLEY RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F1 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | WHITEHEAD |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950300 |
Source: Alleghany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 ESTEP VALLEY RD, SPARTA, NC 28675-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 97 ESTEP VALLEY RD, SPARTA, NC 28675-9761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 389/0486 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 389/0486 |
| Instrument | 02321 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,300 (+44.66%) Land $363,800 Building $337,500 | $701,300 (-) Land $363,800 Building $337,500 | |
| 2025 | $3,137.00 | ||
| 2023 | $484,800 Land $147,300 Building $337,500 | $701,300 Land $363,800 Building $337,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
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