Alleghany County property record for 362 Estep Valley Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,440 sqft · built 2020 |
| Lot Size | 5.32 acres (231,739 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,250 (Nov 2008) |
| Tax Bill | $1,782 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3988072946 |
| Primary APN | 3988072946 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Foundation Type | No Foundation |
| Lot Area | 231,739 sqft (5.32 acres) |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 384 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10048 |
|---|---|
| Street Address | 362 ESTEP VALLEY RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | PROPERTY RAY A FARRIS BARBARA |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | WHITEHEAD |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950300 |
Source: Alleghany County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 362 ESTEP VALLEY RD, SPARTA, NC 28675-9790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SKYLINE NATIONAL BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SKYLINE NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2008 · Amount on Record |
| Deed Sale | Nov 14, 2008 · Amount on Record |
| Deed Document Number | 20082999 |
| Deed Book / Page | 323 / 864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 362 ESTEP VALLEY RD, SPARTA, NC 28675-9790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000402/877 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 402/877 |
| Instrument | 1953 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 362 ESTEP VALLEY RD, SPARTA, NC 28675-9790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000417/315 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 417/315 |
| Instrument | 908 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, VA 24348 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,782.00 (+0.56%) | $267,100 (-) Land $60,200 Building $206,900 | $267,100 (-) Land $60,200 Building $206,900 |
| 2025 | $1,772.00 | ||
| 2023 | $267,100 Land $60,200 Building $206,900 | $267,100 Land $60,200 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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