97 Emer Rd, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 97 Emer Rd, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,050 sqft · built 1994
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$1,201,000 (Jul 2024)
Tax Bill	$10,192 (2025)
Deeds & Mortgages	Nov 2020 Refinance Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92024914`

Property Details

APN / Parcel Number

Primary APN	`92024914`
Alternative APN	`MARL M:035 B:096 L:000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,050 sqft Living Area
Gross Area	5,291 sqft
Basement Area	1,675 sqft
Unfinished Basement	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	92024914
Street Address	97 EMER RD
City	MARLBOROUGH
State	MA
Zip	01752-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	96
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	4
Census Block	4012
Census Tract	321100

Owner

97 Emer Rd is owned and occupied by an individual who bought it in July 2024.

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	97 EMER RD, MARLBOROUGH, MA 01752-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 25, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 29, 2017	Quit Claim Deed, Transfer SAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Book / Page	83035 / 82
Transfer Doc	071371-396
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	97 EMER RD, MARLBOROUGH, MA 01752-6719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76094-428
Date	Nov 5, 2020
Book Page	76094/428
Instrument	206363

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Jul 25, 2018
Property Address	97 EMER RD, MARLBOROUGH, MA 01752-6719
Document Number	71371-396
Book / Page	071371 / 000396
Instrument Date	Jul 10, 2018
Instrument	111933
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,477.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 EMER RD MARLBOROUGH MA 017526719, MARLBOROUGH, MA 01752-6719

Mortgage

Document Number	71371-398
Date	Jul 25, 2018
Book Page	071371/000398
Instrument	111934

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Aug 29, 2017
Property Address	97 EMER RD, MARLBOROUGH, MA 01752-6719
Document Number	69849-83
Book / Page	69849 / 83
Instrument	138995
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 EMER RD, MARLBOROUGH, MA 01752-6719

Mortgage

Document Number	698490085
Date	Aug 29, 2017
Instrument	69849/0085

Lender

Name	SAGE BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 97 Emer Rd was $10,192, up 2.6% from the year before.

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,192.00 (+2.61%)	$1,033,700 (+6.57%) Land $275,800 Building $757,900	$1,117,105 (+0.35%)
2024	$9,933.00 (-0.95%)	$970,000 (+11.62%) Land $250,800 Building $719,200	$1,113,210
2023	$10,028.00	$869,000 Land $207,800 Building $661,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Emer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Emer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emer Rd

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