97 Elm St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 97 Elm St, Somerville, MA 02144

Property Summary

Property Type	Triplex
Details	6 bd · 6 ba · 3,989 sqft · built 1920
Lot Size	0.11 acres (4,806 sqft)
Owner	Company on Record
Last Sale	$1,800,000 (Jan 2022)
Tax Bill	$21,250 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-D-21`

Property Details

APN / Parcel Number

Primary APN	`30-D-21`
Alternative APNs	`SOME M:30 B:D L:21` `13467090`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,989 sqft Living Area
Gross Area	5,562 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,806 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	13467090
Street Address	97 ELM ST
City	SOMERVILLE
State	MA
Zip	02144-3305
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RC
Legal Subdivision	PLAN 883
Legal Block	D
Legal Lot Number	21
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3000
Census Tract	351001

Owner

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	228 PARK AVE S, NEW YORK, NY 10003-0103
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Jul 9, 2018	Quit Claim Deed, Transfer · Commercial Mortgage MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Book / Page	79474 / 110
Record Updated	Jun 8, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 4, 2022
Property Address	97 ELM ST, SOMERVILLE, MA 02144-3305
Document Number	079474-110
Book / Page	79474 / 110
Instrument Date	Dec 28, 2021
Instrument	664
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 FURMAN ST # N218, N-218, BROOKLYN, NY 11201-7086

Mortgage

Document Number	0000000666
Date	Jan 4, 2022
Instrument	666

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jul 9, 2018
Property Address	97 ELM ST, SOMERVILLE, MA 02144-3305
Document Number	71282-309
Book / Page	71282 / 309
Instrument	100647
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 ELM ST, SOMERVILLE, MA 02144-3305

Mortgage

Document Number	712820313
Date	Jul 9, 2018
Instrument	71282/0313

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,250.00 (+6.83%)	$1,947,800 (+3.01%) Land $646,000 Building $1,301,800
2024	$19,891.00 (+2.51%)	$1,890,800 (+0.76%) Land $646,000 Building $1,244,800
2023	$19,404.00	$1,876,600 Land $646,000 Building $1,230,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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