115 Elm St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 115 Elm St, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,493 sqft · built 1920
Lot Size	0.066 acres (2,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,205,000 (Sep 2025)
Tax Bill	$11,469 (2025)
Deeds & Mortgages	Feb 2023 Refinance Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-C-20`

Property Details

APN / Parcel Number

Primary APN	`30-C-20`
Alternative APNs	`SOME M:30 B:C L:20` `13450036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,493 sqft Living Area
Gross Area	3,965 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,894 sqft (0.066 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13450036
Street Address	115 ELM ST
City	SOMERVILLE
State	MA
Zip	02144-3125
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Block	C
Legal Lot Number	20
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2009
Census Tract	350900

Owner

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 ELM ST, SOMERVILLE, MA 02144-3125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GREENWOOD CU
Sep 9, 2025	Quit Claim Deed, Transfer · Conventional Mortgage EAST WEST BANK
Aug 19, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Book / Page	84588 / 399
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	115 ELM ST, SOMERVILLE, MA 02144-3125
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	081275-215
Date	Feb 24, 2023
Book Page	81275/215
Instrument	19070

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Sep 9, 2025
Property Address	115 ELM ST, SOMERVILLE, MA 02144-3125
Document Number	084588-399
Book / Page	84588 / 399
Instrument Date	Sep 8, 2025
Instrument	108235
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	115 ELM ST, SOMERVILLE, MA 02144-3125

Mortgage

Document Number	0000108236
Date	Sep 9, 2025
Instrument	108236

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 19, 2020
Property Address	115 ELM ST, SOMERVILLE, MA 02144-3125
Document Number	75403-100
Book / Page	75403 / 100
Instrument Date	Aug 14, 2020
Instrument	141387
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WHITE STREET PL APT 1, 1, SOMERVILLE, MA 02144-3309

Mortgage

Document Number	141388
Date	Aug 19, 2020
Instrument	141388

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,469.00 (+4.42%)	$1,051,200 (+0.68%) Land $650,900 Building $400,300
2024	$10,984.00 (+4.44%)	$1,044,100 (+2.65%) Land $650,900 Building $393,200
2023	$10,517.00	$1,017,100 Land $650,900 Building $366,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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