Phelps County property record for 97 Elm St, Saint James, MO 65559
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,206 sqft · built 1945 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on File |
| Last Sale | $143,750 (Mar 2025) |
| Tax Bill | $373 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01301.00 |
| Primary APN | 01301.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 174 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Heating System | Gravity Furnace |
|---|
| Account Number | 01301.00 |
|---|---|
| Street Address | 97 ELM ST |
| City | SAINT JAMES |
| State | MO |
| Zip | 65559-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 DAVIS STIMSON SEC 19 TWP 38 N RNG 6 W |
| Legal Range | 06W |
| Legal Township | 38N |
| Legal Section | 19 |
| Legal Subdivision | STIMSON SUB |
| Legal Lot Number | 1-2 |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 890200 |
Source: Phelps County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15440 CEDAR HILL RD, SAINT JAMES, MO 65559-1044 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on File |
| Deed Sale | Mar 26, 2025 · Amount on File |
| Record Updated | Oct 29, 2026 |
Source: Phelps County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Municipality | St. James City |
| Unified School District | St. James R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,630 (-) Land $2,850 Building $4,780 | ||
| 2025 | $373.00 (+0.27%) | $7,630 (+3.81%) Land $2,850 Building $4,780 | $40,170 (+3.85%) Land $15,000 Building $25,170 |
| 2024 | $372.00 (+3.33%) | ||
| 2023 | $360.00 (-0.28%) | $7,350 Land $3,000 Building $4,350 | $38,680 Land $15,800 Building $22,880 |
| 2022 | $361.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES PWS serves 3,935 people · EPA ID MO3010712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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