Phelps County property record for 85 Elm St, Saint James, MO 65559
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 884 sqft · built 1945 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $417 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01295.00 |
| Primary APN | 01295.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 87 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 01295.00 |
|---|---|
| Street Address | 85 ELM ST |
| City | SAINT JAMES |
| State | MO |
| Zip | 65559-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 LOTS 1 & 2 STIMSON SEC 19 TWP 38 N RNG 6 W |
| Legal Range | 06W |
| Legal Township | 38N |
| Legal Section | 19 |
| Legal Lot Number | 1-2 |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 890200 |
Source: Phelps County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18352 MARIES ROAD 438, SAINT JAMES, MO 65559-8991 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Phelps County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Municipality | St. James City |
| Unified School District | St. James R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,530 (-) Land $1,430 Building $7,100 | ||
| 2025 | $417.00 (+0.24%) | $8,530 (+9.5%) Land $1,430 Building $7,100 | $44,890 (+9.51%) Land $7,500 Building $37,390 |
| 2024 | $416.00 (+9.19%) | ||
| 2023 | $381.00 (-0.52%) | $7,790 Land $1,330 Building $6,460 | $40,990 Land $7,000 Building $33,990 |
| 2022 | $383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES PWS serves 3,935 people · EPA ID MO3010712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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