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97 Elm St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 97 Elm St, Georgetown, MA 01833

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,671 sqft · built 2013
Lot Size0.746 acres (32,497 sqft)
Owner2 Individual Names on Record
Last Sale$172,500 (Oct 2010)
Tax Bill$12,577 (2026)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN10A32A

Property Details

APN / Parcel Number

Primary APN10A32A
Alternative APN
  • GEOR M:0010A B:00000 L:0032A

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,671 sqft Living Area
Gross Area5,135 sqft
Basement Area1,060 sqft
Unfinished Basement1,060 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,497 sqft (0.746 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10A32A
Street Address97 ELM ST
CityGEORGETOWN
StateMA
Zip01833-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionGEORGETOWN
Legal Lot Number32A
JurisdictionGEORGETOWN MA
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2010
Census Tract265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address97 ELM ST, GEORGETOWN, MA 01833-2515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2010 · Amount on Record
Deed SaleOct 22, 2010 · Amount on Record
Prior SaleMay 20, 2005 · Amount on Record
Deed Book / Page29893 / 379
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address97 ELM ST, GEORGETOWN, MA 01833-2515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37241-292
DateDec 26, 2018
Book Page37241/292
Instrument20181226003080
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionGeorgetown Town
Unified School DistrictGeorgetown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,577.00 (+24.41%)$914,000 (-) Land $302,900 Building $611,100$932,557 (-5.38%)
2025$10,109.00 (-1.53%)$914,000 (+11.74%) Land $302,900 Building $611,100$985,530
2024$10,266.00 (+4.66%)$818,000 (+8.24%) Land $208,900 Building $609,100
2023$9,809.00$755,700 Land $208,900 Building $546,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN WATER DEPARTMENT
serves 8,766 people · EPA ID MA3105000
Water SourceGroundwater
Last State InspectionSep 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2025
Total trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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