95 Elm St, #2, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 95 Elm St, #2, Georgetown, MA 01833

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,758 sqft · built 1830
Owner	Trust Name on Record
Last Sale	$290,000 (Aug 2006)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`10A322B`

Property Details

APN / Parcel Number

Primary APN	`10A322B`
Alternative APN	`GEOR M:0010A B:00032 L:00002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
Gross Area	2,510 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10A322B
Street Address	95 ELM ST, 2
City	GEORGETOWN
State	MA
Zip	01833-2515
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	32
Legal Lot Number	2
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2010
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	95 ELM ST, 2, GEORGETOWN, MA 01833-2515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2006 · Amount on Record
Deed Sale	Aug 10, 2006 · Amount on Record
Deed Book / Page	25973 / 604
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Dec 11, 2020
Property Address	95 ELM ST # 2, 2, GEORGETOWN, MA 01833-2515
Document Number	39283-258
Book / Page	39283 / 258
Instrument Date	Dec 7, 2020
Instrument	20201211003030
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	95 ELM ST # B, B, GEORGETOWN, MA 01833-2515

Mortgage

Document Number	39283-261
Date	Dec 11, 2020
Book Page	39283/261
Instrument	20201211003040

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,468.00 (-17.72%)	$404,000 (-6.63%) Building $404,000	$515,185
2024	$5,430.00 (+88.28%)	$432,700 (+94.73%) Building $432,700
2023	$2,884.00	$222,200 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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