97 Ella Ln, Jackson, OH 45640 Property Records

Jackson County property record for 97 Ella Ln, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,163 sqft · built 2003
Lot Size	1.24 acres (54,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Oct 2011)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2011 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H120060020909`

Property Details

APN / Parcel Number

Primary APN	`H120060020909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,163 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	54,102 sqft (1.24 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	794 sqft
Deck Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	97 ELLA LN
City	JACKSON
State	OH
Zip	45640-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALT RESERVE #103
Legal Range	18
Legal Township	07
Legal Section	00
Legal Subdivision	SCIOTO SALT RESERVE 103
Jurisdiction	JACKSON OH
Township / Civil Division	LICK
Census Block Group	5
Census Block	5024
Census Tract	957500

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1367 BUENA VISTA LN, PORTSMOUTH, OH 45662-2309
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE OHIO VALLEY BANK COMPANY
Oct 25, 2011	Warranty Deed, Transfer · Line of Credit THE MILTON BANKING CO
Oct 3, 2007	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 5, 2005	Survivorship Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2011 · Amount on Record
Deed Sale	Oct 25, 2011 · Amount on Record
Prior Sale	Oct 3, 2007 · Amount on Record
Deed Document Number	20113181
Deed Book / Page	84 / 2476
Prior Transfer Date	Jun 16, 2004
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	97 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00128/1520
Date	Nov 15, 2017
Book Page	128/1520
Instrument	201700003689

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

October 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Oct 25, 2011
Property Address	97 ELLA LN, JACKSON, OH 45640-8404
Document Number	00084/2476
Book / Page	084 / 2476
Instrument Date	Jan 15, 2011
Instrument	201100003181
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1367 BUENA VISTA LN, PORTSMOUTH, OH 45662-2309

Mortgage

Document Number	201100003182
Date	Oct 25, 2011
Instrument	201100003182

Lender

Name	THE MILTON BANKING CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	4.49%

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Oct 3, 2007
Property Address	97 ELLA LN, JACKSON, OH 45640-8404
Document Number	00056/0858
Book / Page	056 / 0858
Instrument Date	Jul 30, 2007
Instrument	200700004565
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$932.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 ELLA LN, JACKSON, OH 45640-8404

Mortgage

Document Number	200700004566
Date	Oct 3, 2007
Instrument	200700004566

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2037

July 2005: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	JACKSON OH
Recording Date	Jul 5, 2005
Property Address	97 ELLA LN, JACKSON, OH 45640-8404
Document Number	00033/1403
Book / Page	033 / 1403
Instrument Date	Jun 24, 2005
Instrument	200500048924
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	97 ELLA LN, JACKSON, OH 45640-8404

Mortgage

Document Number	200500048925
Date	Jul 5, 2005
Instrument	200500048925

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Lick Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,600.00 (-3.51%)	$79,560 (-) Land $7,580 Building $71,980	$227,320 (-) Land $21,670 Building $205,650
2023	$3,731.00 (+7%)	$79,560 (+8.14%) Land $7,580 Building $71,980
2022	$3,487.00	$73,570 Land $6,520 Building $67,050
2020			$227,320 Land $21,670 Building $205,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1990–2015)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2015 · other causes
Claims by Event	Severe Storms And Flooding, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: T-Mobile.

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