96 Ella Ln, Jackson, OH 45640 Property Records

Jackson County property record for 96 Ella Ln, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,257 sqft · built 2004
Lot Size	1.17 acres (51,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jul 2025)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`H120060020908`

Property Details

APN / Parcel Number

Primary APN	`H120060020908`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,257 sqft Living Area
1st Floor Area	2,257 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	51,270 sqft (1.17 acres)
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Patio Area	554 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	96 ELLA LN
City	JACKSON
State	OH
Zip	45640-8404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALT RESERVE #103
Legal Range	18
Legal Township	07
Legal Section	00
Legal Subdivision	PART/SCIOTO SALT RESERVE 103
Jurisdiction	JACKSON OH
Township / Civil Division	LICK
Census Block Group	5
Census Block	5024
Census Tract	957500

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 ELLA LN, JACKSON, OH 45640-8404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE OHIO VALLEY BANK COMPANY
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Jan 12, 2010	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK INC
Jan 12, 2010	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jul 31, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 14, 2025	Warranty Deed, Transfer
Aug 25, 2011	Intrafamily Transfer, Transfer
Mar 1, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Aug 25, 2011 · Amount on Record
Deed Document Number	20252319
Deed Book / Page	188 / 1887
Prior Transfer Date	Aug 23, 2011
Prior Transfer Doc	00083/1804
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000154/946
Date	Mar 22, 2021
Book Page	154/946
Instrument	202100000932

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00142/1529
Date	Oct 3, 2019
Book Page	142/1529
Instrument	201900003285

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Sep 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00140/1285
Date	Jul 2, 2019
Book Page	140/1285
Instrument	201900002111

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Credit Union
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 ELLA LN, JACKSON, OH 45640-8404

Mortgage

Document Number	00189/2422
Date	Sep 17, 2025
Book Page	189/2422
Instrument	202502889

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00086/0284
Date	Jan 12, 2012
Book Page	086/0284
Instrument	201200000118

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00072/2956
Date	Jan 12, 2010
Book Page	072/2956
Instrument	201000000108

Lender

Name	WEBSTER BANK INC
Address	02600

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2040

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00072/2975
Date	Jan 12, 2010
Book Page	072/2975
Instrument	201000000109

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	JACKSON, OH 45640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Jul 31, 2025
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Document Number	00188/1887
Book / Page	188 / 1887
Instrument Date	Jul 16, 2025
Instrument	202502319
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 ELLA LN, JACKSON, OH 45640-8404

Mortgage

Document Number	0202502320
Date	Jul 31, 2025
Instrument	202502320

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Jul 14, 2025
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Document Number	000188/789
Book / Page	188 / 789
Instrument Date	Jun 9, 2025
Instrument	202502122
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11069 CHILLICOTHE PIKE, JACKSON, OH 45640-8748

August 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OH
Recording Date	Aug 25, 2011
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Document Number	00083/1804
Book / Page	083 / 1804
Instrument Date	Aug 23, 2011
Instrument	201100002441
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$42.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	96 ELLA LN, JACKSON, OH 45640-8404

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Mar 1, 2005
Property Address	96 ELLA LN, JACKSON, OH 45640-8404
Document Number	00029/2341
Book / Page	029 / 2341
Instrument Date	Feb 25, 2005
Instrument	200500046557
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 ELLA LN, JACKSON, OH 45640-8404

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Lick Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00 (-4.55%) Homeowner's exemption	$89,410 (-1.06%) Land $7,530 Building $81,880	$255,440 (-1.07%) Land $21,510 Building $233,930
2023	$4,238.00 (+11.12%) Homeowner's exemption Senior Citizen's exemption	$90,370 (+12.3%) Land $8,490 Building $81,880
2022	$3,814.00 Homeowner's exemption Senior Citizen's exemption	$80,470 Land $7,700 Building $72,770
2020			$258,190 Land $24,260 Building $233,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1990–2015)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2015 · other causes
Claims by Event	Severe Storms And Flooding, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: T-Mobile.

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