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97 Edwards Ave, Northlake (Melrose Park), IL 60164 Property Records

Cook County property record for 97 Edwards Ave, Northlake, IL 60164

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1940
Lot Size0.169 acres (7,368 sqft)
Owner2 Individual Names on Record
Last Sale$298,000 (Apr 2024)
Tax Bill$5,734 (2023)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN12-32-407-009

Property Details

APN / Parcel Number

Primary APN12-32-407-009
Alternative APN
  • 12-32-407-009-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area7,368 sqft (0.169 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address97 EDWARDS AVE
CityNORTHLAKE
StateIL
Zip60164-2259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(MIDLAND) DEVELOPMENT COS (NORTHLAKE) VILLAGE (UNIT3) SUB OF PT SH SEC 32-40-12
Legal Range12E
Legal Township40N
Legal Section32
Legal SubdivisionMIDLAND DEVELOPMENT COS NORTHLAKE VILLAG
Legal Block21
Legal Lot Number5
Legal Unit3
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group4
Census Block4012
Census Tract811800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 EDWARDS AVE, NORTHLAKE, IL 60164-2259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN NATIONWIDE MTG
Nov 9, 2018Warranty Deed, Transfer
LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS
Sep 18, 2018Grant Deed, Transfer
LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS
Feb 26, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2024 · Amount on Record
Deed SaleApr 24, 2024 · Amount on Record
Prior SaleJan 4, 2021 · Amount on Record
Deed Document Number202423050
Prior Transfer DateMar 11, 1998
Prior Transfer Doc0000000752
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 24, 2024
Property Address97 EDWARDS AVE, NORTHLAKE, IL 60164-2259
Document Number0011523050
Instrument DateMar 26, 2024
Instrument2411523050
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$298.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address97 EDWARDS AVE, NORTHLAKE, IL 60164-2259

Mortgage

Document Number0011523051
DateApr 24, 2024
Instrument2411523051
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeFixed Rate
Rate7.25%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 4, 2021
Property Address97 EDWARDS AVE, NORTHLAKE, IL 60164-2259
Document Number2100415317
Instrument DateOct 16, 2020
Instrument415317
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyLAKELAND TITLE SERVICES, LAKELAND TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$222.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2923 N 77TH AVE ELMWOOD PARK IL 607071108, ELMWOOD PARK, IL 60707-1108

Mortgage

Document Number2100415318
DateJan 4, 2021
Instrument415318
Lender
NameAMERICAN NATIONWIDE MTG
TypeMortgage Company
AddressTAMPA, FL 33624
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 3, 2051
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 9, 2018
Property Address97 EDWARDS AVE, NORTHLAKE, IL 60164-2259
Document Number1831317008
Instrument DateAug 29, 2018
Instrument31317008
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyLAKELAND TITLE SERVICES, LAKELAND TITLE SVCS

Transaction

AmountAmount Recorded
Tax$113.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address154 W PARK AVE #486 ELMHURST IL 601266324, 486, ELMHURST, IL 60126-6324

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateSep 18, 2018
Property Address97 EDWARDS AVE, NORTHLAKE, IL 60164-2259
Document Number1826112053
Instrument DateApr 30, 2018
Instrument26112053
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyLAKELAND TITLE SERVICES, LAKELAND TITLE SVCS

Transaction

AmountAmount Recorded
Tax$88.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address611 DARTMOUTH LN SCHAUMBURG IL 601932522, SCHAUMBURG, IL 60193-2522

February 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateFeb 26, 2018
Property Address97 EDWARDS AVE, NORTHLAKE, IL 60164-2259
Document Number1805745012
Instrument DateFeb 16, 2018
Instrument5745012
Transaction TypeForeclosure
Record UpdatedMar 9, 2018

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityNorthlake City
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictLeyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,000 (+10.01%) Land $4,052 Building $17,948$220,000 (+10.01%) Land $40,520 Building $179,480
2023$5,734.00 (-7.02%)
2022$6,167.00$19,999 Land $3,315 Building $16,684$199,990 Land $33,150 Building $166,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims74 (1979–2020)
Claims Outside the SFHA5 of 74
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 15 claims
  • Severe Storms And Flooding, Jul 2010 · 32 claims
  • Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHLAKE
serves 12,840 people · EPA ID IL0314710
Water SourcePurchased surface water from MELROSE PARK
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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