95 Edwards Ave, Northlake (Melrose Park), IL 60164 Property Records

Cook County property record for 95 Edwards Ave, Northlake, IL 60164

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,368 sqft · built 1953
Lot Size0.17 acres (7,397 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jun 2018)
Tax Bill$6,421 (2023)
Deeds & MortgagesMay 2021 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN12-32-407-010

Property Details

APN / Parcel Number

Primary APN12-32-407-010
Alternative APN
  • 12-32-407-010-0000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,368 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area7,397 sqft (0.17 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address95 EDWARDS AVE
CityNORTHLAKE
StateIL
Zip60164-2259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(MIDLAND) DEVELOPMENT COS (NORTHLAKE) VILLAGE (UNIT3) SUB OF PT SH SEC 32-40-12
Legal Range12E
Legal Township40N
Legal Section32
Legal SubdivisionMIDLAND DEVELOPMENT COS NORTHLAKE VILLAG
Legal Block21
Legal Lot Number4
Legal Unit3
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group4
Census Block4012
Census Tract811800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address95 EDWARDS AVE, NORTHLAKE, IL 60164-2259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 4, 2018Warranty Deed, Transfer · FHA Mortgage
PEOPLES HM EQUITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2018 · Amount on Record
Deed SaleJun 4, 2018 · Amount on Record
Prior SaleJun 3, 1996 · Amount on Record
Deed Document Number201849406
Prior Transfer DateOct 12, 1994
Prior Transfer Doc0000000549
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address95 EDWARDS AVE, NORTHLAKE, IL 60164-2259
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013439201
DateMay 14, 2021
Instrument2113439201
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate4.12%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 4, 2018
Property Address95 EDWARDS AVE, NORTHLAKE, IL 60164-2259
Document Number1815549406
Instrument DateMay 24, 2018
Instrument15549406
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyPREMIER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address95 EDWARDS AVE NORTHLAKE IL 601642259, NORTHLAKE, IL 60164-2259

Mortgage

Document Number1815549407
DateJun 4, 2018
Instrument15549407
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityNorthlake City
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictLeyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,000 (+18.19%) Land $4,068 Building $21,932$260,000 (+18.19%) Land $40,680 Building $219,320
2023$6,421.00 (-7.09%)
2022$6,911.00 Homeowner's exemption$21,999 Land $3,328 Building $18,671$219,990 Land $33,280 Building $186,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims74 (1979–2020)
Claims Outside the SFHA5 of 74
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 15 claims
  • Severe Storms And Flooding, Jul 2010 · 32 claims
  • Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHLAKE
serves 12,840 people · EPA ID IL0314710
Water SourcePurchased surface water from MELROSE PARK
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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