97 Edgewood Dr, Clyde, NC 28721 Property Records

Haywood County property record for 97 Edgewood Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1992
Lot Size	0.76 acres (33,123 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Sep 2015)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8626-96-8620`

Property Details

APN / Parcel Number

Primary APN	`8626-96-8620`
Alternative APN	`241482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Heated Area
1st Floor Area	1,376 sqft
Basement Area	1,254 sqft
Unfinished Basement	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	33,123 sqft (0.76 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	241482
Street Address	97 EDGEWOOD DR
City	CLYDE
State	NC
Zip	28721-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#20 SUNSET COVE
Legal Subdivision	SUNSET COVE
Legal Unit	20
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2056
Census Tract	920502

Owner

97 Edgewood Dr is owned by an individual who bought it in September 2015.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1002, CLYDE, NC 28721-1002
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 18, 2020	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG LLC
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2015 · Amount on File
Deed Sale	Sep 29, 2015 · Amount on File
Deed Document Number	20158135
Deed Book / Page	893 / 2365
Prior Transfer Date	Apr 5, 2006
Prior Transfer Doc	0006650425
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	97 EDGEWOOD DR, CLYDE, NC 28721-8420
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010401363
Date	Aug 27, 2021
Book Page	1040/1363
Instrument	2021010669

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	97 EDGEWOOD DR, CLYDE, NC 28721-8420
Document Number	0010141167
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 EDGEWOOD DR CLYDE NC 287218420, CLYDE, NC 28721-8420

Mortgage

Document Number	0010141167
Date	Nov 23, 2020
Book Page	001014/001167
Instrument	12367

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	97 EDGEWOOD DR, CLYDE, NC 28721-8420
Document Number	0009820638
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 OLDHAM ST GREENSBORO NC 274551560, GREENSBORO, NC 27455-1560

Mortgage

Document Number	0009820638
Date	Sep 30, 2019
Book Page	000982/000638
Instrument	8898

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 29, 2059

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	97 EDGEWOOD DR, CLYDE, NC 28721-8420
Document Number	0009330124
Book / Page	000933 / 000124
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 EDGEWOOD DR CLYDE NC 287218420, CLYDE, NC 28721-8420

Mortgage

Document Number	0009330124
Date	Jul 26, 2017
Book Page	000933/000124
Instrument	6705

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 97 Edgewood Dr was $1,481.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,400 (-) Land $38,600 Building $164,800
2025	$1,481.00	$203,400 Land $38,600 Building $164,800	$203,400 Land $38,600 Building $164,800
2023		$203,400 Land $38,600 Building $164,800	$203,400 Land $38,600 Building $164,800
2021			$203,400 Land $38,600 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Edgewood Dr in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	38 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 22 claims Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Edgewood Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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