Haywood County property record for 94 Edgewood Dr, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 822 sqft · built 1994 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jun 2008) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8626-96-6636 |
| Primary APN | 8626-96-6636 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 822 sqft Heated Area |
| Gross Area | 1,233 sqft |
| 1st Floor Area | 822 sqft |
| Upper Floors Area | 411 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 36,155 sqft (0.83 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 197867 |
|---|---|
| Street Address | 94 EDGEWOOD DR |
| City | CLYDE |
| State | NC |
| Zip | 28721-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #15 SUNSET COVE |
| Legal Subdivision | SUNSET COVE |
| Legal Unit | 15 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 94 EDGEWOOD DR, CLYDE, NC 28721-8420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME TRUST BANK |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2008 · Amount on Record |
| Deed Sale | Jun 6, 2008 · Amount on Record |
| Deed Document Number | 20086698 |
| Deed Book / Page | 738 / 419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 94 EDGEWOOD DR, CLYDE, NC 28721-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010600496 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 1060/496 |
| Instrument | 2022003946 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KENANSVILLE, NC 28349 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 94 EDGEWOOD DR, CLYDE, NC 28721-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010250548 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 1025/548 |
| Instrument | 2021003423 |
| Name | HOME TRUST BANK |
|---|---|
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 94 EDGEWOOD DR, CLYDE, NC 28721-8420 |
| Document Number | 0009741918 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 94 EDGEWOOD DR CLYDE NC 287218420, CLYDE, NC 28721-8420 |
| Document Number | 0009741918 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 000974/001918 |
| Instrument | 4942 |
| Name | STATE EMPS CU |
|---|---|
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,900 (-) Land $40,700 Building $169,200 | ||
| 2025 | $1,523.00 | $209,900 (-) Land $40,700 Building $169,200 | $209,900 (-) Land $40,700 Building $169,200 |
| 2023 | $209,900 Land $40,700 Building $169,200 | $209,900 (-) Land $40,700 Building $169,200 | |
| 2021 | $209,900 Land $40,700 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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