97 E Saint James St, Apt 46, San Jose, CA 95112 Property Records

Santa Clara County property record for 97 E Saint James St, Apt 46, San Jose, CA 95112

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 885 sqft · built 1986
Lot Size	0.01 acres (435 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Aug 2023)
Tax Bill	$7,015 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Foreclosure
Flood Zone	Zone D (undetermined)
APN	`467-01-105`

Property Details

APN / Parcel Number

Primary APN	`467-01-105`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	885 sqft Living Area
1st Floor Area	885 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	435 sqft (0.01 acres)
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 E SAINT JAMES ST, 46
City	SAN JOSE
State	CA
Zip	95112-4060
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 7857 ST JAMES PLACE CONDO BOOK 564 PAGE 41 PAGE 42
Legal Subdivision	7857 UN 46
Legal Tract	7857
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3001
Census Tract	501000

Owner

97 E Saint James St, Apt 46 is owned and occupied by an individual who bought it in August 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	97 E SAINT JAMES ST, 46, SAN JOSE, CA 95112-4060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Grant Deed, Transfer · Conventional Mortgage SK GLOBAL INVESTMENT INC
Oct 18, 2021	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202325522427
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 24, 2023
Property Address	97 E SAINT JAMES ST APT 46, 46, SAN JOSE, CA 95112-4060
Document Number	0025522427
Map Reference	MB 564 PG 41&42
Instrument Date	Aug 2, 2023
Instrument	25522427
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 E SAINT JAMES ST APT 46, 46, SAN JOSE, CA 95112-4060

Mortgage

Document Number	0025522428
Date	Aug 24, 2023
Instrument	25522428

Lender

Name	SK GLOBAL INVESTMENT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 18, 2021
Property Address	97 E SAINT JAMES ST APT 46, 46, SAN JOSE, CA 95112-4060
Document Number	0025135749
Map Reference	MB 564 PG 41&42
Instrument Date	Oct 7, 2021
Instrument	25135749
Transaction Type	Foreclosure
Record Updated	Oct 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CYPRESS POINT DR UNIT 201, 201, MOUNTAIN VIEW, CA 94043-4847

Tax Assessment & Valuation

The 2025 property tax bill for 97 E Saint James St, Apt 46 was $7,015 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,000 (-9.58%) Land $237,500 Building $237,500
2025	$7,015.00	$525,300 Land $262,650 Building $262,650
2023	$6,482.00 (-4.54%)	$495,000 Land $247,500 Building $247,500
2022	$6,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 97 E Saint James St, Apt 46 in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 E Saint James St, Apt 46 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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