97 E Saint James St, Apt 41, San Jose, CA 95112 Property Records

Santa Clara County property record for 97 E Saint James St, Apt 41, San Jose, CA 95112

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,537 sqft · built 1986
Lot Size	0.01 acres (435 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jun 2015)
Tax Bill	$9,540 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`467-01-100`

Property Details

APN / Parcel Number

Primary APN	`467-01-100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
1st Floor Area	1,537 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	435 sqft (0.01 acres)
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 E SAINT JAMES ST, 41
City	SAN JOSE
State	CA
Zip	95112-4060
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 7857 ST JAMES PLACE CONDO BOOK 564 PAGE 41 PAGE 42
Legal Subdivision	CONDOMINIUM OWNERSHIP
Legal Tract	7857
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3001
Census Tract	501000

Owner

97 E Saint James St, Apt 41 is owned by an individual who bought it in June 2015.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2304 BLOSSOM RANCH RD, PATTERSON, CA 95363-2687
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2015 · Amount on File
Deed Sale	Jun 25, 2015 · Amount on File
Prior Sale	Aug 14, 1998 · Amount on File
Deed Document Number	201522997780
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	97 E SAINT JAMES ST APT 41, 41, SAN JOSE, CA 95112-4060
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024844635
Date	Feb 24, 2021
Instrument	24844635

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	97 E SAINT JAMES ST APT 41, 41, SAN JOSE, CA 95112-4060
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 EAST ST #41 41, 41, SAN JOSE, CA 95112

Mortgage

Document Number	0025330409
Date	Jul 5, 2022
Instrument	25330409

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 9, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	97 E SAINT JAMES ST APT 41, 41, SAN JOSE, CA 95112-4060
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 E SAINT JAMES ST 41, 41, SAN JOSE, CA 95112-4060

Mortgage

Document Number	0025578966
Date	Dec 26, 2023
Instrument	25578966

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	97 E SAINT JAMES ST APT 41, 41, SAN JOSE, CA 95112-4060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024116575
Date	Feb 14, 2019
Instrument	24116575

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	97 E SAINT JAMES ST APT 41, 41, SAN JOSE, CA 95112-4060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024391224
Date	Jan 29, 2020
Instrument	24391224

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 97 E Saint James St, Apt 41 was $9,540.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,000 (-9.86%) Land $325,000 Building $325,000
2025	$9,540.00	$721,102 Land $360,551 Building $360,551
2023	$8,758.00 (+0.7%) Homeowner's exemption	$693,102 Land $346,551 Building $346,551
2022	$8,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 97 E Saint James St, Apt 41 in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 E Saint James St, Apt 41 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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