Monmouth County and Freehold Borough property record for 97 E Main St, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1956 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Feb 2004) |
| Tax Bill | $8,072 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00048-0000-00032 |
| Primary APN | 16-00048-0000-00032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 300 ft deep x 80 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 97 E MAIN ST |
|---|---|
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 48 |
| Legal Lot Number | 32 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 810700 |
Source: Monmouth County and Freehold Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 E MAIN ST, FREEHOLD, NJ 07728-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2004 · Amount on Record |
| Deed Sale | Feb 14, 2004 · Amount on Record |
| Deed Book / Page | 8328 / 3601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 97 E MAIN ST, FREEHOLD, NJ 07728-2224 |
| Document Number | 0000052756 |
| Book / Page | 009229 / 002080 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 97 E MAIN ST FREEHOLD NJ 077282224, FREEHOLD, NJ 07728-2224 |
| Document Number | 0000052756 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 009229/002080 |
| Instrument | 52756 |
| Name | FREEHOLD SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | FREEHOLD, NJ 07728 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Freehold Borough |
| Elementary School District | Freehold Borough School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,400 (+29.76%) Land $310,700 Building $211,700 | $522,400 (+26.09%) Land $310,700 Building $211,700 | |
| 2025 | $8,072.00 (-1.78%) | $402,600 (+8.4%) | $414,300 (+8.14%) Land $204,500 Building $209,800 |
| 2024 | $8,218.00 (+10.9%) | ||
| 2023 | $371,400 | $383,100 Land $182,000 Building $201,100 | |
| 2022 | $7,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum, T-Mobile.
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