96 E Main St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 96 E Main St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,936 sqft · built 1920
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Jun 1991)
Tax Bill	$9,105 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00050-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`16-00050-0000-00011`
Alternative APN	`160005000011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	896 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	280 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	96 E MAIN ST
City	FREEHOLD
State	NJ
Zip	07728-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	50
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2008
Census Tract	810800

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 E MAIN ST, FREEHOLD, NJ 07728-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 9, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 1991 · Amount on Record
Deed Sale	Jun 14, 1991 · Amount on Record
Deed Book / Page	5073 / 200
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	96 E MAIN ST, FREEHOLD, NJ 07728-2223
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096789247
Date	Feb 27, 2024
Book Page	9678/9247
Instrument	2024012894

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	96 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000099771
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	0000099771
Date	Oct 23, 2019
Book Page	009375/005744
Instrument	99771

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	96 E MAIN ST, FREEHOLD, NJ 07728-2223
Document Number	0000082279
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 E MAIN ST FREEHOLD NJ 077282223, FREEHOLD, NJ 07728-2223

Mortgage

Document Number	0000082279
Date	Aug 16, 2018
Book Page	009306/007371
Instrument	82279

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,800 (+26.8%) Land $344,400 Building $231,400	$575,800 (+26.8%) Land $344,400 Building $231,400
2025	$9,105.00 (-1.8%)	$454,100 (+8.27%) Land $224,900 Building $229,200	$454,100 (+8.27%) Land $224,900 Building $229,200
2024	$9,272.00 (+10.54%)
2023		$419,400 Land $199,600 Building $219,800	$419,400 Land $199,600 Building $219,800
2022	$8,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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