5975 POINT PLEASANT PIKE, DOYLESTOWN, PA 18902-9388
Mortgage
Document Number
0045950463
Date
Jul 2, 2021
Book Page
4595/463
Instrument
2021007720
Lender
Name
PROVIDENT BANK
Type
Bank
Address
ISELIN, NJ 08830
Agreement
Amount
Amount on Record
Interest
Rate Type
Fixed Rate
September 2021: Bargain and Sale Deed, Transfer
Document Type
Bargain and Sale Deed
Jurisdiction
SALEM NJ
Recording Date
Sep 1, 2021
Property Address
97-99 E MAIN ST, PENNS GROVE, NJ 08069
Document Number
0046020760
Book / Page
4602 / 760
Instrument Date
Jul 19, 2021
Instrument
2021010186
Transaction Type
Transfer
Record Updated
Oct 20, 2021
Title Company
FOUNDATION TITLE LLC-MARLTON, FOUNDATION TITLE LLC MARLTON
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$560.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 52, FOUNTAINVILLE, PA 18923-0052
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1613 11TH ST, EWING, NJ 08638-2903
Mortgage
Document Number
2021010187
Date
Sep 1, 2021
Instrument
2021010187
Lender
Name
ADVISORS MORTGAGE GROUP LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
359 Months
Due
Aug 1, 2051
November 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SALEM NJ
Recording Date
Nov 19, 2019
Property Address
97-99 E MAIN ST, PENNS GROVE, NJ 08069
Document Number
0045390781
Book / Page
004539 / 000781
Instrument Date
Nov 16, 2019
Instrument
10747
Transaction Type
Transfer
Record Updated
Dec 5, 2019
Title Company
FOUNDATION TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$70.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
97-99 E MAIN ST PENNS GROVE NJ 080691401, PENNS GROVE, NJ 08069-1401
Mortgage
Document Number
45390786
Date
Nov 19, 2019
Book Page
004539/000786
Instrument
10748
Lender
Name
DENNIS & DEANNA O'DRISCOLL
Address
506 10TH AVE, HADDON HEIGHTS, NJ 08035-1839
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
60 Months
Due
Nov 18, 2024
Interest
Rate
9%
Tax Assessment & Valuation
The 2025 property tax bill for 97 E Main St, #99 was $5,237, up 1.9% from the year before.
Source: Salem County and Penns Grove Borough assessment roll, as of July 2, 2026
Property Jurisdictions
Type
Name
State
New Jersey
County
Salem County
Municipality
Penns Grove Borough
Unified School District
Penns Grove-Carneys Point Regional School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$92,700 (-)Land $13,200Building $79,500
$92,700 (-)Land $13,200Building $79,500
2025
$5,237.00 (+1.87%)
$92,700Land $13,200Building $79,500
$92,700Land $13,200Building $79,500
2024
$5,141.00
2023
$92,700Land $13,200Building $79,500
$92,700Land $13,200Building $79,500
2022
$4,789.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 97 E Main St, #99 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
2 (1980–1993)
Most Recent Claim
Mar 1993 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 97 E Main St, #99 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NJ AMERICAN WATER - PENNS GROVE private · serves 14,406 people · EPA ID NJ1707001
Water Source
Purchased surface water from NJ AMERICAN WATER - LOGAN
Last State Inspection
Mar 2025
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025