103 E Main St, Penns Grove, NJ 08069 Property Records

Salem County and Penns Grove Borough property record for 103 E Main St, Penns Grove, NJ 08069

Property Summary

Property Type	Single Family Home
Details	1,155 sqft · built 1920
Lot Size	0.169 acres (7,349 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2025)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00040-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`08-00040-0000-00030`
Alternative APN	`080004000030`

Interior

Building Area	1,155 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,349 sqft (0.169 acres)
Lot Dimensions	305 ft deep x 1 ft wide

Location & Zoning

Street Address	103 E MAIN ST
City	PENNS GROVE
State	NJ
Zip	08069-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	40
Legal Lot Number	30
Jurisdiction	SALEM NJ
Township / Civil Division	PENNS GROVE
Census Block Group	2
Census Block	2028
Census Tract	20200

Owner

103 E Main St is owned and occupied by an individual who bought it in January 2025.

Source: Salem County and Penns Grove Borough records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 E MAIN ST, PENNS GROVE, NJ 08069-1401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
Jan 25, 2021	Grant Deed, Transfer HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY
Jan 25, 2021	Grant Deed, Transfer HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Jan 25, 2021 · Amount on File
Deed Document Number	2025236
Deed Book / Page	4717 / 292
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	103 E MAIN ST, PENNS GROVE, NJ 08069-1401
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 S BROAD ST 2D, 2D, WEST DEPTFORD, NJ 08096-4627
Investor	Possibly a Property Investor

Mortgage

Document Number	0045950096
Date	Jul 1, 2021
Book Page	4595/96
Instrument	2021007656

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM NJ
Recording Date	Jan 25, 2021
Property Address	103 E MAIN ST, PENNS GROVE, NJ 08069-1401
Document Number	0045751695
Book / Page	004575 / 001695
Instrument Date	Jan 15, 2021
Instrument	995
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 S BROAD ST WOODBURY NJ 080964627, WOODBURY, NJ 08096-4627

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM NJ
Recording Date	Jan 25, 2021
Property Address	103 E MAIN ST, PENNS GROVE, NJ 08069-1401
Document Number	0045751690
Book / Page	004575 / 001690
Instrument Date	Jan 14, 2021
Instrument	994
Transaction Type	Transfer
Record Updated	Mar 12, 2021
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 S BROAD ST #2D WOODBURY NJ 080964627, 2D, WOODBURY, NJ 08096-4627

Tax Assessment & Valuation

The 2025 property tax bill for 103 E Main St was $2,678, up 1.9% from the year before.

Source: Salem County and Penns Grove Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Penns Grove Borough
Unified School District	Penns Grove-Carneys Point Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,900 (+15.82%) Land $11,500 Building $43,400	$54,900 (+15.82%) Land $11,500 Building $43,400
2025	$2,678.00 (+1.9%)	$47,400 Land $11,500 Building $35,900	$47,400 Land $11,500 Building $35,900
2024	$2,628.00
2023		$47,400 Land $11,500 Building $35,900	$47,400 Land $11,500 Building $35,900
2022	$2,449.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - PENNS GROVE private · serves 14,406 people · EPA ID NJ1707001
Water Source	Purchased surface water from NJ AMERICAN WATER - LOGAN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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