97 E Haverhill St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 97 E Haverhill St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,488 sqft · built 1900
Lot Size	0.121 acres (5,268 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2015)
Tax Bill	$3,796 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`90 0000 0024 A`

Property Details

APN / Parcel Number

Primary APN	`90 0000 0024 A`
Alternative APN	`LAWR M:0090 B:0000 L:0024`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	3,057 sqft
Basement Area	1,123 sqft
Unfinished Basement	1,123 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,268 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	90 0000 0024 A
Street Address	97 E HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01841-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	24
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1005
Census Tract	250700

Owner

97 E Haverhill St is owned and occupied by an individual who bought it in December 2015.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	97 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2015 · Amount on File
Deed Sale	Dec 21, 2015 · Amount on File
Deed Book / Page	14484 / 4
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	97 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017100-313
Date	Aug 27, 2021
Book Page	17100/313
Instrument	28629

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	97 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17100-313
Date	Aug 27, 2021
Book Page	17100/313
Instrument	28629

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 97 E Haverhill St was $3,796, up 0.7% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,796.00 (+0.72%)	$439,300 (+2.57%) Land $123,500 Building $315,800	$497,503 (+28.26%)
2025	$3,769.00 (+10.14%)	$428,300 (+15.79%) Land $123,500 Building $304,800	$387,885
2024	$3,422.00 (-2.23%)	$369,900 (+7.37%) Land $119,400 Building $250,500
2023	$3,500.00	$344,500 Land $102,900 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 E Haverhill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 E Haverhill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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