101 E Haverhill St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 101 E Haverhill St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,401 sqft · built 1900
Lot Size	0.154 acres (6,723 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2025)
Tax Bill	$3,618 (2026)
Deeds & Mortgages	Apr 2021 Refinance Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90 0000 0023 A`

Property Details

APN / Parcel Number

Primary APN	`90 0000 0023 A`
Alternative APN	`LAWR M:0090 B:0000 L:0023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,401 sqft Living Area
Gross Area	2,489 sqft
Basement Area	907 sqft
Unfinished Basement	907 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,723 sqft (0.154 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	90 0000 0023 A
Street Address	101 E HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01841-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	JOSEPH & CARMELA GANGI
Legal Lot Number	23
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1005
Census Tract	250700

Owner

101 E Haverhill St is owned and occupied by two individuals who bought it in August 2025.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU
Aug 28, 2025	Quit Claim Deed, Transfer · FHA Mortgage M & T BANK
Jan 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NESC FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Jan 31, 2019 · Amount on File
Deed Document Number	202514875
Deed Book / Page	18370 / 81
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0018370-81
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	101 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016887-255
Date	Apr 20, 2021
Book Page	16887/255
Instrument	13140

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Aug 28, 2025
Property Address	101 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Document Number	0018370-81
Book / Page	18370 / 81
Instrument Date	Aug 27, 2025
Instrument	14875
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 E HAVERHILL ST, LAWRENCE, MA 01841-1934

Mortgage

Document Number	0000014876
Date	Aug 28, 2025
Instrument	14876

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jan 31, 2019
Property Address	101 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Document Number	15749-81
Book / Page	15749 / 81
Instrument Date	Jan 31, 2019
Instrument	2355
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E HAVERHILL ST, LAWRENCE, MA 01841-1934

Mortgage

Document Number	2356
Date	Jan 31, 2019
Instrument	2356

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 101 E Haverhill St was $3,618, up 0.6% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,618.00 (+0.58%)	$418,800 (+2.47%) Land $133,500 Building $285,300	$490,301 (+1.8%)
2025	$3,597.00 (+10.98%)	$408,700 (+16.64%) Land $133,500 Building $275,200	$481,650
2024	$3,241.00 (-1.7%)	$350,400 (+7.98%) Land $129,100 Building $221,300
2023	$3,297.00	$324,500 Land $111,300 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 E Haverhill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 E Haverhill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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