Walton County property record for 97 Driftwood Rd, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,103 sqft · built 2007 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,970,405 (May 2022) |
| Tax Bill | $12,184 (2025) |
| Deeds & Mortgages | May 2022 Sale Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42940-000-0020 |
| Primary APN | 30-2S-21-42940-000-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,103 sqft Living Area |
| Gross Area | 4,502 sqft |
| 1st Floor Area | 608 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 118 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 871 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97 DRIFTWOOD RD |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 2 COTTAGES OF MIRAMAR BEACH PB 17-53 OR 2716-2805 OR 2818-2152 OR 2975-2494 OR 3165-4285 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | COTTAGES OF MIRAMAR BEACH |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950608 |
97 Driftwood Rd is owned by two individuals who bought it in May 2022.
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 FAIRWAY PL, SELMER, TN 38375-1548 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 10, 2022 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Prior Sale | Oct 26, 2020 · Amount on File |
| Deed Document Number | 202222193 |
| Deed Book / Page | 3251 / 3145 |
| Prior Transfer Date | Jan 13, 2016 |
| Prior Transfer Doc | 0030014546 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 10, 2022 |
| Property Address | 97 DRIFTWOOD RD, MIRAMAR BEACH, FL 32550-3899 |
| Document Number | 0032513145 |
| Book / Page | 3251 / 3145 |
| Map Reference | MB 17 PG 53 |
| Instrument Date | May 9, 2022 |
| Instrument | 20220022193 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $13,793.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2589 COUNTRYLAKE DR, CINCINNATI, OH 45233-1784 |
| Name | Verified Name |
|---|---|
| Address | 15 FAIRWAY PL, SELMER, TN 38375-1548 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 26, 2020 |
| Property Address | 97 DRIFTWOOD RD, MIRAMAR BEACH, FL 32550-3899 |
| Document Number | 0031654285 |
| Book / Page | 3165 / 4285 |
| Map Reference | MB 17 PG 53 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 20200042786 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | BARRY TITLE SOLUTIONS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 FAIRWAY WOODS CIR, 22, MAUMELLE, AR 72113-6443 |
| Name | Verified Name |
|---|---|
| Address | 2589 COUNTRYLAKE DR, CINCINNATI, OH 45233-1784 |
| Document Number | 0031654292 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 3165/4292 |
| Instrument | 20200042788 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 97 Driftwood Rd was $12,184, down 2.1% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,184.00 (-2.1%) | $1,348,489 Land $125,000 Building $1,223,489 | $1,348,489 Land $125,000 Building $1,223,489 |
| 2024 | $12,445.00 (+0.66%) | ||
| 2023 | $12,364.00 (+29.06%) | $1,360,758 (+8.25%) Land $109,164 Building $1,251,594 | $1,360,758 (+8.25%) Land $109,164 Building $1,251,594 |
| 2022 | $9,580.00 | $1,257,069 Land $121,172 Building $1,135,897 | $1,257,069 Land $121,172 Building $1,135,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Driftwood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Driftwood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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