97 Deer Rdg, Morganton, GA 30560 Property Records

Fannin County property record for 97 Deer Rdg, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 ba · 2,879 sqft · built 2008
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Jan 2026)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0007 0121J`

Property Details

APN / Parcel Number

Primary APN	`0007 0121J`
Alternative APN	`25489`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,879 sqft Heated Area
1st Floor Area	321 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Unfinished Basement	1,216 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	66,211 sqft (1.52 acres)
Porch	Slab
Porch Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25489
Street Address	97 DEER RDG
City	MORGANTON
State	GA
Zip	30560-3188
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL203 LT5 DB1056-421 1.52 ACS
Legal Subdivision	RABBIT RIDGE GD VIEW
Legal Lot Number	5
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1034
Census Tract	50500

Owner

Source: Fannin County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6527 TANAGER ST, SARASOTA, FL 34241-9124
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage BANK OF AMERICA
Jan 29, 2026	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Book / Page	1686 / 513
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Recording Date	May 13, 2026
Property Address	97 DEER RDG, MORGANTON, GA 30560-3188
Document Number	1702000552
Book / Page	1702 / 552
Instrument Date	May 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 DEER RDG, MORGANTON, GA 30560-3188

Mortgage

Document Number	1702000552,
Date	May 13, 2026
Book Page	1702/552

Lender

Name	BANK OF AMERICA

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.65%
Max Rate	-1%

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FANNIN GA
Recording Date	Jan 29, 2026
Property Address	97 DEER RDG, MORGANTON, GA 30560-3188
Document Number	001686/513
Book / Page	1686 / 513
Instrument Date	Jan 29, 2026
Transaction Type	Foreclosure
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6527 TANAGER ST, SARASOTA, FL 34241-9124

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (-21.83%)	$247,006 (+23.25%) Land $22,000 Building $225,006	$617,515 (+23.25%) Land $55,000 Building $562,515
2023		$200,403 (-2.01%) Land $22,000 Building $178,403	$501,008 (-2.01%) Land $55,000 Building $446,008
2022	$2,867.00	$204,506 Land $22,000 Building $182,506	$511,264 Land $55,000 Building $456,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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