Fannin County property record for 22 Deer Rdg, Morganton, GA 30560
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 ba · 1,248 sqft · built 2022 |
| Lot Size | 3.34 acres (145,926 sqft) |
| Owner | Company Name on Record |
| Last Sale | $859,000 (Jul 2023) |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0005 00131J |
| Primary APN | 0005 00131J |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 737 sqft |
| Finished Basement | 737 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 145,926 sqft (3.34 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 22407 |
|---|---|
| Old Parcel Number | 000500131J |
| Street Address | 22 DEER RDG |
| City | MORGANTON |
| State | GA |
| Zip | 30560 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | 8-1 LL314 LT59 DB1562-621* 3.35 ACS |
| Legal Subdivision | EVERGREEN FOREST |
| Legal Block | B |
| Legal Lot Number | 59 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50500 |
Source: Fannin County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1266 W PACES FERRY RD NW, ATLANTA, GA 30327-2306 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OZK |
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage SMITH FAMILY TRUST |
| Apr 15, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on Record |
| Deed Sale | Jul 5, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 0001562621 |
| Deed Book / Page | 1562 / 621 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 22 DEER RDG, MORGANTON, GA 30560 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000001536/0000000437 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 0000001536/0000000437 |
| Name | BANK OZK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Jul 5, 2023 |
| Property Address | 22 DEER RDG, MORGANTON, GA 30560 |
| Document Number | 001562/621 |
| Book / Page | 1562 / 621 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1266 W PACES FERRY RD NW # 739, ATLANTA, GA 30327-2306 |
| Document Number | 0001562624 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 1562/624 |
| Name | SMITH FAMILY TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Apr 15, 2021 |
| Property Address | MORGANTON, GA 30560 |
| Document Number | 001421/730 |
| Book / Page | 1421 / 730 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021-001310 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 EZ ST, BLAIRSVILLE, GA 30512-8807 |
Source: Fannin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,290.00 (-1%) | $142,257 (-) Land $15,946 Building $126,311 | $355,643 (-) Land $39,865 Building $315,778 |
| 2024 | $1,303.00 (+484.3%) | $142,257 (+14.49%) Land $15,946 Building $126,311 | $355,643 (+14.49%) Land $39,865 Building $315,778 |
| 2023 | $124,254 (+679.22%) Land $15,946 Building $108,308 | $310,635 (+679.22%) Land $39,865 Building $270,770 | |
| 2022 | $223.00 | $15,946 Land $15,946 | $39,865 Land $39,865 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 23 (2004–2021) |
| Claims Outside the SFHA | 8 of 23 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 10 / 1 |
May also be available: AT&T, T-Mobile.
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