97 Creed St, Struthers, OH 44471 Property Records

Mahoning County property record for 97 Creed St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1920
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Jun 1998)
Tax Bill	$1,332 (2024)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-007-0-464.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-007-0-464.00-0`
Alternative APN	`00001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Account Number	00001
Street Address	97 CREED ST
City	STRUTHERS
State	OH
Zip	44471-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 505 50 X 150 CREED
Legal Subdivision	CREED&MORRISON ADD 02/STRUTHER
Legal Lot Number	505 50
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	1
Census Block	1006
Census Tract	810700

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 CREED ST, STRUTHERS, OH 44471-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Unknown THE HUNTINGTON NATIONAL BANK
May 19, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 1998 · Amount on Record
Deed Sale	Jun 11, 1998 · Amount on Record
Prior Sale	Apr 27, 1998 · Amount on Record
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	97 CREED ST, STRUTHERS, OH 44471-1630
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CREED ST, STRUTHERS, OH 44471-1630

Mortgage

Document Number	06549/1857
Date	Nov 29, 2022
Book Page	6549/1857
Instrument	202200027962

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Unknown
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	97 CREED ST, STRUTHERS, OH 44471-1630
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CREED ST, STRUTHERS, OH 44471-1630

Mortgage

Document Number	006518/915
Date	May 19, 2022
Book Page	6518/915
Instrument	202200012233

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	97 CREED ST, STRUTHERS, OH 44471-1630
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6467/1057
Date	Aug 24, 2021
Book Page	6467/1057
Instrument	202100023610

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,332.00 (+1.76%)	$31,990 (-) Land $3,500 Building $28,490
2023	$1,309.00 (+69.34%)	$31,990 (+123.86%) Land $3,500 Building $28,490	$91,390 (+123.83%) Land $9,990 Building $81,400
2022	$773.00	$14,290 Land $3,570 Building $10,720	$40,830 Land $10,210 Building $30,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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