102 Creed St, Struthers, OH 44471 Property Records

Mahoning County property record for 102 Creed St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1926
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,900 (Sep 2023)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-012-0-046.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-012-0-046.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	102 CREED ST
City	STRUTHERS
State	OH
Zip	44471-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 483 45 X 150 CREED
Legal Subdivision	CREED
Legal Lot Number	483
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	1
Census Block	1007
Census Tract	810700

Owner

Source: Mahoning County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 CREED ST, STRUTHERS, OH 44471-1631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Mar 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Dec 21, 2020	Warranty Deed, Transfer
Sep 16, 2020	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	202318739
Deed Book / Page	6592 / 1894
Prior Transfer Date	Jul 8, 2010
Prior Transfer Doc	0000018185
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Sep 29, 2023
Property Address	102 CREED ST, STRUTHERS, OH 44471-1631
Document Number	06592/1894
Book / Page	6592 / 1894
Instrument Date	Sep 25, 2023
Instrument	202300018739
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	102 CREED ST, STRUTHERS, OH 44471-1631

Mortgage

Document Number	202300018740
Date	Sep 29, 2023
Instrument	202300018740

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	102 CREED ST, STRUTHERS, OH 44471-1631
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CREED ST, STRUTHERS, OH 44471-1631

Mortgage

Document Number	06563/2379
Date	Mar 21, 2023
Book Page	6563/2379
Instrument	202300005044

Lender

Name	PREMIER BANK
Type	Bank
Address	STRUTHERS, OH 44471

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 21, 2024

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Dec 27, 2021
Property Address	102 CREED ST, STRUTHERS, OH 44471-1631
Document Number	006493/732
Book / Page	6493 / 732
Instrument Date	Dec 27, 2021
Instrument	202100035783
Transaction Type	Transfer
Record Updated	Jan 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CREED ST, STRUTHERS, OH 44471-1631

Mortgage

Document Number	202100035784
Date	Dec 27, 2021
Instrument	202100035784

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Change Frequency	2 Years

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Dec 21, 2020
Property Address	102 CREED ST, STRUTHERS, OH 44471-1631
Document Number	06418/2293
Book / Page	6418 / 2293
Instrument Date	Oct 28, 2020
Instrument	202000029784
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$138.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8742 LUCENT BLVD STE 300, 8742, HIGHLANDS RANCH, CO 80129-2386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 SELMA AVE, YOUNGSTOWN, OH 44504-1301

September 2020: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MAHONING OH
Recording Date	Sep 16, 2020
Property Address	102 CREED ST, STRUTHERS, OH 44471-1631
Document Number	006401/526
Book / Page	6401 / 526
Instrument Date	Sep 3, 2020
Instrument	202000021109
Transaction Type	Foreclosure
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD STE 300, 300, HIGHLANDS RANCH, CO 80129-2386
Mail Care Of	SPECIALIZED LOAN SERVICING LLC
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00 (-0.06%)	$37,370 (-) Land $3,150 Building $34,220	$106,770 (-) Land $8,990 Building $97,780
2024	$1,556.00 (-0.51%)	$37,370 (-) Land $3,150 Building $34,220
2023	$1,564.00 (+127.33%)	$37,370 (+200.64%) Land $3,150 Building $34,220	$106,770 (+200.76%) Land $8,990 Building $97,780
2022	$688.00	$12,430 Land $3,220 Building $9,210	$35,500 Land $9,190 Building $26,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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