97 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 97 Cook Rd, Prospect, CT 06712 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2010
Square Footage	1,562 sqft Living Area
Lot Size	104,980 sqft (2.41 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$7,500.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`T0254890`
Alternative APN	`PROS M:120 B:40 L:97`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,562 sqft Living Area
Basement Area	1,512 sqft Basement
Unfinished Basement	732 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	104,980 sqft (2.41 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	T0254890
Street Address	97 COOK RD
City	PROSPECT
State	CT
Zip	06712-1807
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	40
Legal Lot Number	97
Jurisdiction	PROSPECT CT
Minor Civil Division	PROSPECT
Census Blockgroup	1
Census Block	1005
Census Tract	347100

Owner

Source: Prospect Town records · APN T0254890

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 COOK RD, PROSPECT, CT 06712-1807
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	97 COOK RD, PROSPECT, CT 06712-1807
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000913-250
Date	Apr 29, 2022
Book Page	913/250
Instrument	2022-529

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,500.00	$293,300 (+53.03%) Land $82,950 Building $210,350	$205,310 Land $58,065 Building $147,245
2024	$7,500.00 (+22.59%)
2023	$6,118.00 (-0.1%)	$191,660 (-) Land $82,980 Building $108,680
2022	$6,124.00	$191,660 Land $82,980 Building $108,680

Flood & Wildfire

97 Cook Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 09009C updated January 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in Connecticut
Wildfire Likelihood	Low — about 1 in 4,167 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.