95 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 95 Cook Rd, Prospect, CT 06712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,236 sqft · built 1999
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Apr 2003)
Tax Bill	$6,297 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`T0254900`

Property Details

APN / Parcel Number

Primary APN	`T0254900`
Alternative APN	`PROS M:120 B:40 L:95`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Basement Area	1,140 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	T0254900
Street Address	95 COOK RD
City	PROSPECT
State	CT
Zip	06712-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	40
Legal Lot Number	95
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1005
Census Tract	347100

Owner

Source: Prospect Town records · APN T0254900

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 COOK RD, PROSPECT, CT 06712-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Deed of Trust, Mortgage · ARM SIKORSKY FINANCIAL CREDIT UNION INC
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2003 · Amount on Record
Deed Sale	Apr 08, 2003 · Amount on Record
Prior Sale	May 07, 1999 · Amount on Record
Deed Book / Page	440 / 222
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	95 COOK RD, PROSPECT, CT 06712-1807
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000933-182
Date	Mar 26, 2025
Book Page	933/182
Instrument	2025-271

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Apr 01, 2040
Index	Other
Margin	2

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	95 COOK RD, PROSPECT, CT 06712-1807
Transaction Type	Mortgage
Record Updated	Mar 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000910-1
Date	Feb 17, 2022
Book Page	910/1
Instrument	223

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2042

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,297.00	$246,260 (+47.79%) Land $78,120 Building $168,140	$172,382 Land $54,684 Building $117,698
2024	$6,297.00 (+18.39%)
2023	$5,319.00 (-0.09%)	$166,630 (-) Land $78,140 Building $88,490
2022	$5,324.00	$166,630 Land $78,140 Building $88,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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