97 Clover Ct, Timberlake, NC 27583 Property Records

Person County property record for 97 Clover Ct, Timberlake, NC 27583

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,462 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (May 2020)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A54 71`

Property Details

APN / Parcel Number

Primary APN	`A54 71`
Alternative APN	`70025 301`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,462 sqft Heated Area
Gross Area	3,030 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	16 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	70025 301
Street Address	97 CLOVER CT
City	TIMBERLAKE
State	NC
Zip	27583-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PASTURES/LT15/H&L
Legal Subdivision	SOUTH PASTURES (PAUL GATES)
Legal Lot Number	15
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	2
Census Block	2006
Census Tract	920602

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 CLOVER CT, TIMBERLAKE, NC 27583-8937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Construction Mortgage ROXBORO SAVINGS BANK SSB
May 21, 2020	Warranty Deed, Transfer · FHA Mortgage UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	2020386954
Deed Book / Page	1038 / 582
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	97 CLOVER CT, TIMBERLAKE, NC 27583-8937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010240774
Date	Dec 11, 2019
Book Page	1024/774
Instrument	384470

Lender

Name	ROXBORO SAVINGS BANK SSB
Type	Bank
Address	ROXBORO, NC 27573

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	May 21, 2020
Property Address	97 CLOVER CT, TIMBERLAKE, NC 27583-8937
Document Number	0000386954
Book / Page	001038 / 000582
Instrument Date	May 21, 2020
Instrument	386954
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 CLOVER CT TIMBERLAKE NC 275838937, TIMBERLAKE, NC 27583-8937

Mortgage

Document Number	386955
Date	May 21, 2020
Book Page	001038/000584
Instrument	386955

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,899 (-)	$354,899 (-) Land $29,000 Building $325,899
2025	$2,393.00 (+16.85%)	$354,899 (+34.86%)	$354,899 (+34.86%) Land $29,000 Building $325,899
2023	$2,048.00 (+0.29%)	$263,164	$263,164 Land $30,000 Building $233,164
2022	$2,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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