45 Clover Ct, Timberlake, NC 27583 Property Records

Person County property record for 45 Clover Ct, Timberlake, NC 27583

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,504 sqft · built 1996
Lot Size	0.999 acres (43,550 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Aug 2020)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A54 73`

Property Details

APN / Parcel Number

Primary APN	`A54 73`
Alternative APN	`51596 301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,504 sqft Heated Area
Gross Area	2,898 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,550 sqft (0.999 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	362 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	51596 301
Street Address	45 CLOVER CT
City	TIMBERLAKE
State	NC
Zip	27583-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S PASTURES/LT17/H&L
Legal Subdivision	SOUTH PASTURES (PAUL GATES)
Legal Lot Number	17
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	2
Census Block	2006
Census Tract	920602

Owner

Source: Person County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CLOVER CT, TIMBERLAKE, NC 27583-8937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Aug 21, 2006 · Amount on Record
Deed Document Number	2020388386
Deed Book / Page	1047 / 233
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Aug 14, 2020
Property Address	45 CLOVER CT, TIMBERLAKE, NC 27583-8937
Document Number	0010470233
Book / Page	1047 / 233
Map Reference	CAB 6 HNG 31-6
Instrument Date	Aug 5, 2020
Instrument	388386
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 RIVER BEND DR, 162, TIMBERLAKE, NC 27583-8474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CLOVER CT, TIMBERLAKE, NC 27583-8937

Mortgage

Document Number	388387
Date	Aug 14, 2020
Instrument	388387

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 13, 2053

Tax Assessment & Valuation

Source: Person County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,028 (-) Land $29,000 Building $269,028	$298,028 (-) Land $29,000 Building $269,028
2025	$2,012.00 (+26.14%)	$298,028 (+45.72%)	$298,028 (+45.72%) Land $29,000 Building $269,028
2023	$1,595.00 (+0.31%)	$204,521	$204,521 Land $25,000 Building $179,521
2022	$1,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover Ct

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