Chesterfield County property record for 97 Chatham Trace Cir, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,280 sqft · built 1981 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Mar 2023) |
| Tax Bill | $835 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 260 000 000 026 |
| Primary APN | 260 000 000 026 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,280 sqft Total Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Account Number | 00036405 |
|---|---|
| Street Address | 97 CHATHAM TRACE CIR |
| City | CHERAW |
| State | SC |
| Zip | 29520-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .70 AC |
| Legal Subdivision | CHATHAM TRACE |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950602 |
Source: Chesterfield County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 42 HUDSON ST, A107, ANNAPOLIS, MD 21401-8503 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MIDDLETOWN VALLEY BANK |
| Mar 22, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on File |
| Deed Sale | Mar 22, 2023 · Amount on File |
| Deed Document Number | 20231172 |
| Deed Book / Page | 554 / 534 |
| Prior Transfer Date | Feb 27, 2015 |
| Prior Transfer Doc | 00489/1187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 97 CHATHAM TRACE CIR, CHERAW, SC 29520-4037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 42 HUDSON ST 107, 107, ANNAPOLIS, MD 21401-8537 |
| Document Number | 000545/685 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 545/685 |
| Instrument | 2023-2558 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Mar 22, 2023 |
| Property Address | 97 CHATHAM TRACE CIR, CHERAW, SC 29520-4037 |
| Document Number | 000554/534 |
| Book / Page | 554 / 534 |
| Map Reference | MB 28 PG 21 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023-1172 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $403.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 HUDSON ST # A107, A107, ANNAPOLIS, MD 21401-8503 |
Source: Chesterfield County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $835.00 (+264.63%) | $5,920 (+58.29%) Land $280 Building $5,640 | $148,000 (+58.29%) Land $7,000 Building $141,000 |
| 2023 | $229.00 Homeowner's exemption | $3,740 Land $280 Building $3,460 | $93,500 Land $7,000 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 75% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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