Chesterfield County property record for 53 Chatham Trace Cir, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,521 sqft · built 1982 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $708 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 260 000 000 024 |
| Primary APN | 260 000 000 024 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,521 sqft Total Area |
| 1st Floor Area | 1,521 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Heat Pump |
|---|
| Account Number | 00036403 |
|---|---|
| Street Address | 53 CHATHAM TRACE CIR |
| City | CHERAW |
| State | SC |
| Zip | 29520-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4-CHATHAM TRACE .70 AC |
| Legal Subdivision | CHATHAM TRACE |
| Legal Lot Number | 4 |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950602 |
53 Chatham Trace Cir is owned and occupied by an individual who acquired it in January 2020.
Source: Chesterfield County records, as of February 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 53 CHATHAM TRACE CIR, CHERAW, SC 29520-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Jan 16, 2020 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2020 |
| Transfer Doc | 000526/790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 53 CHATHAM TRACE CIR, CHERAW, SC 29520-4037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 520/820 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 520/820 |
| Instrument | 202000005143 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jan 16, 2020 |
| Property Address | 53 CHATHAM TRACE CIR, CHERAW, SC 29520-4037 |
| Document Number | 000526/790 |
| Book / Page | 526 / 790 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 202000000152 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 CHATHAM TRACE CIR, CHERAW, SC 29520-4037 |
The 2025 property tax bill for 53 Chatham Trace Cir was $708.
Source: Chesterfield County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $708.00 | $4,980 Land $280 Building $4,700 | $169,000 Land $7,000 Building $162,000 |
| 2023 | $571.00 | $4,330 Land $280 Building $4,050 | $108,200 Land $7,000 Building $101,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Chatham Trace Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 Chatham Trace Cir is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 75% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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