97 Central Ave, Vineyard Haven, MA 02568 Property Records

Dukes County and Tisbury Town property record for 97 Central Ave, Vineyard Haven, MA 02568

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1998
Lot Size	0.481 acres (20,967 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Mar 2003)
Tax Bill	$8,425 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`TISB M:0016G B:00000 L:00002`

Property Details

APN / Parcel Number

Primary APN	`TISB M:0016G B:00000 L:00002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Gross Area	3,656 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,967 sqft (0.481 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	97 CENTRAL AVE
City	VINEYARD HAVEN
State	MA
Zip	02568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	OCEAN HEIGHTS
Legal Lot Number	2
Jurisdiction	TISBURY MA
Township / Civil Division	TISBURY
Census Block Group	4
Census Block	4022
Census Tract	200100

Owner

97 Central Ave is held in a trust since December 2023.

Source: Dukes County and Tisbury Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1705, WEST TISBURY, MA 02575-1705
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · ARM MARTHAS VINEYARD BANK
Jan 19, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2003 · Amount on File
Deed Sale	Mar 27, 2003 · Amount on File
Prior Sale	Jun 11, 1999 · Amount on File
Deed Book / Page	936 / 42
Last Transfer Date	Dec 15, 2023
Transfer Doc	01672-1049
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TISBURY MA
Property Address	97 CENTRAL AVE, VINEYARD HAVEN, MA 02568
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01731-1058
Date	Mar 18, 2026
Book Page	1731/1058
Instrument	1136

Lender

Name	MARTHAS VINEYARD BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Apr 1, 2031
Index	LIBOR

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TISBURY MA
Recording Date	Jan 19, 2024
Property Address	97 CENTRAL AVE, VINEYARD HAVEN, MA 02568
Document Number	01672-1049
Book / Page	1672 / 1049
Instrument Date	Dec 15, 2023
Instrument	305
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1705, WEST TISBURY, MA 02575-1705

Tax Assessment & Valuation

The 2026 property tax bill for 97 Central Ave was $8,425, down 1% from the year before.

Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Tisbury Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Tisbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,425.00 (-0.99%)	$1,135,400 (+1.01%) Land $465,400 Building $670,000	$1,182,618
2025	$8,509.00 (+10.82%)	$1,124,100 (+16.84%) Land $465,400 Building $658,700
2024	$7,678.00 (+7.4%)	$962,100 (-1.49%) Land $404,700 Building $557,400
2023	$7,149.00	$976,700 Land $385,500 Building $591,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TISBURY WATER WORKS serves 6,082 people · EPA ID MA4296000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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