97 Cedro Cir, Sacramento, CA 95833 Property Records

Sacramento County property record for 97 Cedro Cir, Sacramento, CA 95833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1983
Lot Size	0.13 acres (5,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Nov 2012)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Jul 2018 Line of Credit
Flood Zone	Zone A99 (high risk)
APN	`225-0611-015-0000`

Property Details

APN / Parcel Number

Primary APN	`225-0611-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,669 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	97 CEDRO CIR
City	SACRAMENTO
State	CA
Zip	95833-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRATES RANCH 01, LOT 15
Legal Subdivision	FRATES RANCH 01
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	7011

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 CEDRO CIR, SACRAMENTO, CA 95833-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Loan Modification, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Jul 30, 2018	Quit Claim Deed, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2012 · Amount on Record
Deed Sale	Nov 21, 2012 · Amount on Record
Prior Sale	Sep 27, 2012 · Amount on Record
Deed Book / Page	20121121 / 134
Last Transfer Date	Jun 26, 2018
Transfer Doc	7300000000317
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	97 CEDRO CIR, SACRAMENTO, CA 95833-1418
Document Number	2001030350
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 CEDRO CIR SACRAMENTO CA 958331418, SACRAMENTO, CA 95833-1418

Mortgage

Document Number	2001030350
Date	Jan 3, 2020
Instrument	2001030350

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	SACRAMENTO, CA 95835

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 30, 2018
Property Address	97 CEDRO CIR, SACRAMENTO, CA 95833-1418
Document Number	1807300317
Instrument Date	Jun 26, 2018
Instrument	1807300317
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	FIRST AMERICAN TITLE, 1ST AMERICAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 CEDRO CIR SACRAMENTO CA 958331418, SACRAMENTO, CA 95833-1418

Mortgage

Document Number	1807300318
Date	Jul 30, 2018
Instrument	1807300318

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	SACRAMENTO, CA 95835

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$216,028 (+2%) Land $43,954 Building $172,074
2025	$5,385.00 (+12.66%)	$211,793 (+4.04%) Land $43,093 Building $168,700
2024	$4,780.00 (+28.39%)
2023	$3,723.00 (-17.5%)	$203,571 Land $41,421 Building $162,150
2022	$4,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	2 (2012–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon.

Nearby Properties on Cedro Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures