97 Cedar Valley Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 97 Cedar Valley Rd, Poughkeepsie, NY 12603

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,008 sqft · built 1999
Lot Size2.52 acres (109,771 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (Nov 2009)
Tax Bill$23,881 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN134689 6260-01

Property Details

APN / Parcel Number

Primary APN134689 6260-01
Alternative APNs
  • 134689-6260-01-294599-0000
  • 468900626000012945990000
  • 134689 6.260-1-294.599

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,008 sqft Living Area
Gross Area4,123 sqft
1st Floor Area1,584 sqft
2nd Floor Area1,424 sqft
Upper Floors Area896 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area109,771 sqft (2.52 acres)
View / LotSuburban
Garage TypeAttached
Garage Area1,017 sqft
Parking Spaces4 Parking Spaces
Pool Area450 sqft
PorchCovered Porch
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number134689 6260-01-
Street Address97 CEDAR VALLEY RD
CityPOUGHKEEPSIE
StateNY
Zip12603-4865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description2.523 AC (S) 2025 0237
Legal SubdivisionARBORDALE
Legal Block1
Legal Lot Number294
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group3
Census Block3002
Census Tract140400

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address97 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2019Deed of Trust, Mortgage · Line of Credit
MULVIHILL FAMILY TRUST (PT)
Aug 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
MULVIHILL FAMILY TRUST (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2009 · Amount on Record
Deed SaleNov 19, 2009 · Amount on Record
Prior SaleAug 9, 2005 · Amount on Record
Deed Book / Page22009 / 6211
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address97 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4865
Document Number0000004685
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyRIVER CITY ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 CEDAR VALLEY RD POUGHKEEPSIE NY 126034865, POUGHKEEPSIE, NY 12603-4865

Mortgage

Document Number0000004685
DateSep 4, 2019
Instrument4685
Lender
NameMULVIHILL FAMILY TRUST (PT)
Address176 WARREN AVE, PLYMOUTH, MA 02360-2427
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address97 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4865
Document Number0000006008
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2018
Title CompanyRIVER CITY ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 CEDAR VALLEY RD POUGHKEEPSIE NY 126034865, POUGHKEEPSIE, NY 12603-4865

Mortgage

Document Number0000006008
DateSep 1, 2017
Instrument6008
Lender
NameMULVIHILL FAMILY TRUST (PT)
Address176 WARREN AVE, PLYMOUTH, MA 02360-2427
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictArlington Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,881.00 (+28.57%)$730,500 (-) Land $101,700 Building $628,800$820,800 (+12.36%)
2023$730,500 (+16.04%) Land $101,700 Building $628,800$730,500 (+16.04%) Land $101,700 Building $628,800
2022$629,500 Land $92,400 Building $537,100$629,500 Land $92,400 Building $537,100
2020$18,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35

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