Dutchess County and Poughkeepsie Town property record for 85 Cedar Valley Rd, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,408 sqft · built 2002 |
| Lot Size | 3.11 acres (135,472 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $472,000 (Jun 2017) |
| Tax Bill | $25,639 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689 6260-01 |
| Primary APN | 134689 6260-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,408 sqft Living Area |
| Gross Area | 4,436 sqft |
| 1st Floor Area | 1,798 sqft |
| 2nd Floor Area | 1,610 sqft |
| Upper Floors Area | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 135,472 sqft (3.11 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 932 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 134689 6260-01- |
|---|---|
| Street Address | 85 CEDAR VALLEY RD |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-4865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 3.115 AC (S) 2025 0237 |
| Legal Subdivision | ARBORDALE |
| Legal Block | 1 |
| Legal Lot Number | 332 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 140400 |
Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU |
| Oct 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICA SVGS BK |
| Jun 29, 2017 | Grant Deed, Transfer NORTH RIVER ABSTRACT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Prior Sale | Jul 25, 2011 · Amount on Record |
| Deed Book / Page | 22017 / 4693 |
| Prior Transfer Date | Oct 9, 2006 |
| Prior Transfer Doc | 2200008550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 85 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4865 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3424 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 3424 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 85 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4865 |
| Document Number | 0000054053 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 CEDAR VALLEY RD POUGHKEEPSIE NY 126034865, POUGHKEEPSIE, NY 12603-4865 |
| Document Number | 0000054053 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 54053 |
| Name | NORTH AMERICA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 12498 S US HIGHWAY 71, GRANDVIEW, MO 64030-1733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jun 29, 2017 |
| Property Address | 85 CEDAR VALLEY RD, POUGHKEEPSIE, NY 12603-4865 |
| Document Number | 0000004693 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 4693 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | NORTH RIVER ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,888.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 813 JEFFERSON BLVD FISHKILL NY 125243922, FISHKILL, NY 12524-3922 |
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Arlington Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,639.00 (+41%) | $781,000 (+19.51%) Land $106,400 Building $674,600 | $877,500 (+34.28%) |
| 2023 | $653,500 (+16.07%) Land $106,400 Building $547,100 | $653,500 (+16.07%) Land $106,400 Building $547,100 | |
| 2022 | $563,000 Land $96,700 Building $466,300 | $563,000 Land $96,700 Building $466,300 | |
| 2020 | $18,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
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