Groton Town property record for 97 Cedar Rd, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,400 sqft · built 1865 |
| Lot Size | 1.73 acres (75,577 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Aug 2015) |
| Tax Bill | $13,039 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance May 2022 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | GROT M:261809053361 |
| Primary APN | GROT M:261809053361 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 75,577 sqft (1.73 acres) |
| Deck Area | Deck Area |
| Loading Dock | Loading Dock |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 261809053361 |
|---|---|
| Street Address | 97 CEDAR RD |
| City | MYSTIC |
| State | CT |
| Zip | 06355-2163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-12 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 703000 |
Source: Groton Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 CEDAR RD, MYSTIC, CT 06355-2163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| May 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on Record |
| Deed Sale | Aug 31, 2015 · Amount on Record |
| Prior Sale | Apr 28, 2015 |
| Deed Document Number | 2015470623 |
| Deed Book / Page | 1153 / 957 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 97 CEDAR RD, MYSTIC, CT 06355-2163 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001262-77 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 1262/77 |
| Instrument | 5090090010 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 97 CEDAR RD, MYSTIC, CT 06355-2163 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001277-572 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 1277/572 |
| Instrument | 5136950007 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,039.00 | $479,010 (-) Land $326,081 Building $152,929 | $335,307 Land $228,257 Building $107,050 |
| 2024 | $13,039.00 (+11.99%) | ||
| 2023 | $11,643.00 (+2.83%) | $479,010 (+0.57%) Land $260,540 Building $218,470 | |
| 2022 | $11,323.00 | $476,280 Land $260,540 Building $215,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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