Groton Town property record for 121 Cedar Rd, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 4,514 sqft · built 1997 |
| Lot Size | 2.58 acres (112,603 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $80,000 (Apr 1997) |
| Tax Bill | $18,915 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2023 Refinance |
| Flood Zone | Zone VE (high risk) |
| APN | GROT M:261813040937 |
| Primary APN | GROT M:261813040937 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,514 sqft Living Area |
| Basement Area | 702 sqft |
| Unfinished Basement | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 112,603 sqft (2.58 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Loading Dock | Loading Dock |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 261813040937 |
|---|---|
| Street Address | 121 CEDAR RD |
| City | MYSTIC |
| State | CT |
| Zip | 06355-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-12 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 703000 |
Source: Groton Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 121 CEDAR RD, MYSTIC, CT 06355-2101 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK |
| Apr 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 1997 · Amount on Record |
| Deed Sale | Apr 21, 1997 · Amount on Record |
| Deed Book / Page | 641 / 403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Apr 14, 2026 |
| Property Address | 121 CEDAR RD, MYSTIC, CT 06355-2101 |
| Document Number | 001336-398 |
| Book / Page | 1336 / 398 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20265349870006 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 121 CEDAR RD, MYSTIC, CT 06355-2101 |
| Investor | Possibly a Property Investor |
| Document Number | 5349870006, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 1336/398 |
| Instrument | 20265349870006 |
| Name | CHELSEA GROTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 121 CEDAR RD, MYSTIC, CT 06355-2101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001290-216 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 1290/216 |
| Instrument | 5183040005 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2048 |
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,915.00 | $694,890 (-) Land $346,843 Building $348,047 | $486,423 Land $242,790 Building $243,633 |
| 2024 | $18,915.00 (+11.99%) | ||
| 2023 | $16,890.00 (+2.24%) | $694,890 (-) Land $197,680 Building $497,210 | |
| 2022 | $16,520.00 | $694,890 Land $197,680 Building $497,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
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