97 Castro Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 97 Castro Ct, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,687 sqft · built 2019
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$230,550 (Mar 2019)
Tax Bill	$4,151 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009809-0170`

Property Details

APN / Parcel Number

Primary APN	`009809-0170`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,687 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	745 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	267 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 CASTRO CT
City	SAINT JOHNS
State	FL
Zip	32259-7102
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	92/75-80 GREENSTONE TOWNHOMES LOT 17 OR4699/1485
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	GREENSTONE TOWNHOMES
Legal Block	1
Legal Lot Number	17
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1029
Census Tract	20810

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 CASTRO CT, SAINT JOHNS, FL 32259-7102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 27, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	201920573
Deed Book / Page	4699 / 1485
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	97 CASTRO CT, SAINT JOHNS, FL 32259-7102
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	0054931663
Date	Feb 15, 2022
Book Page	5493/1663
Instrument	2022016906

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	97 CASTRO CT, SAINT JOHNS, FL 32259-7102
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	0052860839
Date	Jun 8, 2021
Book Page	5286/839
Instrument	2021064220

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 27, 2019
Property Address	97 CASTRO CT, SAINT JOHNS, FL 32259-7102
Document Number	0046991485
Book / Page	4699 / 1485
Map Reference	MB 92 PG 75-80
Instrument Date	Mar 22, 2019
Instrument	2019020573
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,614.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	2019020576
Date	Mar 27, 2019
Instrument	2019020576

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,290 (-9.63%) Land $60,000 Building $203,290	$263,290 (-11.59%) Land $60,000 Building $203,290
2025	$4,151.00 (+13.57%) Homeowner's exemption	$291,343 (+5.99%)	$297,820 (-0.73%) Land $72,000 Building $225,820
2024	$3,655.00 (+1.84%)
2023	$3,589.00 (+3.25%) Homeowner's exemption	$274,885 (+3%)	$300,017 (+12.42%) Land $72,000 Building $228,017
2022	$3,476.00 Homeowner's exemption	$266,879	$266,879 Land $56,000 Building $210,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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