89 Castro Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 89 Castro Ct, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,795 sqft · built 2019
Lot Size	0.08 acres (3,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,990 (Jun 2019)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`009809-0150`

Property Details

APN / Parcel Number

Primary APN	`009809-0150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,795 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 CASTRO CT
City	SAINT JOHNS
State	FL
Zip	32259-7102
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	92/75-80 GREENSTONE TOWNHOMES LOT 15 OR4748/1454
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	GREENSTONE TOWNHOMES
Legal Block	1
Legal Lot Number	15
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1029
Census Tract	20810

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Apr 25, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 27, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	201945643
Deed Book / Page	4748 / 1454
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Oct 9, 2026
Property Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102
Document Number	0000085970
Book / Page	6450 / 1885
Instrument Date	Oct 5, 2026
Instrument	202685970
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	0000085970,
Date	Oct 9, 2026
Book Page	6450/1885
Instrument	202685970

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	0057720691
Date	Jun 9, 2023
Book Page	5772/691
Instrument	2023044587

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 26, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	0052061308
Date	Mar 15, 2021
Book Page	5206/1308
Instrument	2021028231

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	0054921585
Date	Feb 14, 2022
Book Page	5492/1585
Instrument	2022016336

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102
Document Number	0049360246
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 CASTRO CT ST JOHNS FL 322597102, ST JOHNS, FL 32259-7102

Mortgage

Document Number	0049360246
Date	May 5, 2020
Book Page	004936/000246
Instrument	34321

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 27, 2019
Property Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102
Document Number	0047481454
Book / Page	4748 / 1454
Map Reference	MB 92 PG 75-80
Instrument Date	Jun 24, 2019
Instrument	2019045643
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE #800800, 4220, SAINT JOHNS, FL 32259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CASTRO CT, SAINT JOHNS, FL 32259-7102

Mortgage

Document Number	0047481458
Date	Jun 27, 2019
Instrument	4748/1458

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,634 (+2.7%)	$282,411 (-12.17%) Land $60,000 Building $222,411
2025	$3,383.00 (+14.29%) Homeowner's exemption	$234,308 (+2.9%)	$321,559 (+0.18%) Land $72,000 Building $249,559
2024	$2,960.00 (+1.86%) Homeowner's exemption	$227,705 (+3%)	$320,973 (-0.8%) Land $72,000 Building $248,973
2023	$2,906.00 (+3.49%) Homeowner's exemption	$221,073 (+3%)	$323,567 (+12.1%) Land $72,000 Building $251,567
2022	$2,808.00 Homeowner's exemption	$214,634	$288,646 Land $56,000 Building $232,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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