97 Cascade Dr, Florence, AL 35633 Property Records

Lauderdale County property record for 97 Cascade Dr, Florence, AL 35633 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Year Built	Built 2009
Square Footage	2,383 sqft Living Area
Lot Size	17,424 sqft (0.4 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2017)

Property Details

APN / Parcel Number

Primary APN	`15-02-10-0-001-078-030`
Alternative APNs	`091528` `78329` `91528`

Interior

Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,383 sqft Living Area
1st Floor	2,383 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2009
Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,424 sqft (0.4 acres)
Depth X Width	150 ft x 120 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	91528
Street Address	97 CASCADE DR
City	FLORENCE
State	AL
Zip	35633-7638
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	120 X 150 IRR RESURVEY CEDAR RIDGE LOT 27 .40 AC/C SEC 10 T1S R11W PB 7 PG 164
Legal Range	11W
Legal Township	02S
Legal Section	10
Legal Subdivision	CEDAR RIDGE RESURVEY
Legal Lot Number	27 40
Jurisdiction	LAUDERDALE AL
Minor Civil Division	FLORENCE
Census Blockgroup	1
Census Block	1014
Census Tract	11502

Owner

Source: Lauderdale County records · APN 15-02-10-0-001-078-030

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	97 CASCADE DR, FLORENCE, AL 35633-7638
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL LLC
Apr 25, 2018	Deed of Trust, Mortgage · Building or Construction Mortgage LOAN DEPOT INC
Mar 06, 2017	Warranty Deed, Transfer BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2017 · Amount on Record
Deed Sale	Mar 06, 2017 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Doc Number	0020179243
Deed Book / Page	2017 / 9243
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	97 CASCADE DR, FLORENCE, AL 35633-7638
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/62667
Date	Nov 13, 2020
Book Page	2020/62667

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	97 CASCADE DR, FLORENCE, AL 35633-7638
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/16670
Date	Apr 25, 2018
Book Page	2018/16670

Lender

Name	LOAN DEPOT INC
Type	Lending Institution

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 06, 2017
Property Address	97 CASCADE DR, FLORENCE, AL 35633-7638
Document Number	2017/9243
Book / Page	2017 / 9243
Instrument Date	Mar 03, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7150 HIGHWAY 17, 7150, FLORENCE, AL 35634-5739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CASCADE DR, FLORENCE, AL 35633-7638

Mortgage

Document Number	2017/9246
Date	Mar 06, 2017
Book Page	2017/9246

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$44,360 (+1,049.22%)	$443,640 (-5.2%) Land $46,200 Building $397,440
2023	Homeowner's exemption Senior Citizen's exemption	$3,860 (-90.45%) Land $3,860	$467,980 (+15.89%) Land $38,500 Building $429,480
2022		$40,400	$403,800 Land $44,300 Building $359,500
2018	$2,932.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 20% of Alabama
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

97 Cascade Dr, Florence, AL 35633 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Cascade Dr

Nearby Streets

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