Lauderdale County property record for 108 Cascade Dr, Florence, AL 35633 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,827 sqft · built 2009 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Feb 2020) |
| Tax Bill | $3,514 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-10-0-001-078-015 |
| Primary APN | 15-02-10-0-001-078-015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,827 sqft Living Area |
| 1st Floor Area | 3,557 sqft |
| 2nd Floor Area | 1,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 90158 |
|---|---|
| Street Address | 108 CASCADE DR |
| City | FLORENCE |
| State | AL |
| Zip | 35633-7621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 125 X 200 IRR RESURVEY CEDAR RIDGE LOT 12 .58 AC/C SEC 10 T1S R11W PB 7 PG 164 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | CEDAR RIDGE RESURVEY |
| Legal Lot Number | 12 58 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11502 |
Source: Lauderdale County records · APN 15-02-10-0-001-078-015
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 108 CASCADE DR, FLORENCE, AL 35633-7621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE |
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALA TRUST CU |
| Feb 12, 2020 | Survivorship Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on Record |
| Deed Sale | Feb 12, 2020 · Amount on Record |
| Prior Sale | Nov 02, 2007 · Amount on Record |
| Deed Document Number | 0020205635 |
| Deed Book / Page | 2020 / 5635 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 108 CASCADE DR, FLORENCE, AL 35633-7621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021/58575 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 2021/58575 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 108 CASCADE DR, FLORENCE, AL 35633-7621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020/58357 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 2020/58357 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 108 CASCADE DR, FLORENCE, AL 35633-7621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/28740 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 2022/28740 |
| Name | ALA TRUST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Feb 12, 2020 |
| Property Address | 108 CASCADE DR, FLORENCE, AL 35633-7621 |
| Document Number | 02020/5635 |
| Book / Page | 2020 / 5635 |
| Instrument Date | Feb 06, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 COUNTY ROAD 41, 2001, FLORENCE, AL 35633-6707 |
| Name | Verified Name |
|---|---|
| Address | 311 WOODFERN DR, KILLEN, AL 35645-6875 |
| Document Number | 02020/5638 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 2020/5638 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,514.00 (-6.27%) Homeowner's exemption | $73,040 (+1,906.59%) | $730,340 (-6.16%) Land $43,700 Building $686,640 |
| 2023 | $3,749.00 (+19.7%) Homeowner's exemption | $3,640 (-94.42%) Land $3,640 | $778,260 (+19.31%) Land $36,400 Building $741,860 |
| 2022 | $3,132.00 Homeowner's exemption | $65,240 | $652,300 Land $39,300 Building $613,000 |
Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770115021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 6 (1998–2004) |
| Most Recent Claim | Feb 2004, rainfall accumulation |
| Wildfire Risk | Low above 37% of the US · above 24% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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