97 Bogard St, Charleston, SC 29403 Property Records

Charleston County property record for 97 Bogard St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,326 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Trust Names on File
Last Sale	$575,000 (Apr 2021)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Dec 2021 Transfer Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`460-11-02-121`

Property Details

APN / Parcel Number

Primary APN	`460-11-02-121`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,326 sqft Living Area
1st Floor Area	663 sqft
Upper Floors Area	663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	35 ft deep x 40 ft wide
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	97 BOGARD ST
City	CHARLESTON
State	SC
Zip	29403-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -97 BOGARD ST DESCRIPTION -PT LT 5
Legal Subdivision	97 BOGARD ST
Legal Lot Number	5
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1008
Census Tract	1100

Owner

97 Bogard St is held in a trust since April 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	49 AMOS GARRETT BLVD, ANNAPOLIS, MD 21401-3416
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Jan 28, 2021	Grant Deed, Transfer · Conventional Mortgage CMG FIN'L
Mar 26, 2019	Grant Deed, Transfer · Line of Credit MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Mar 26, 2019 · Amount on File
Deed Document Number	2021
Deed Book / Page	978 / 579
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Dec 30, 2021
Property Address	97 BOGARD ST, CHARLESTON, SC 29403-5230
Document Number	0010640053
Book / Page	1064 / 53
Map Reference	MB B PG 149
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BOGARD ST, CHARLESTON, SC 29403-5230

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 5, 2021
Property Address	97 BOGARD ST, CHARLESTON, SC 29403-5230
Document Number	09780579
Book / Page	978 / 579
Instrument Date	Mar 23, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	49 AMOS GARRETT BLVD, ANNAPOLIS, MD 21401-3416

Mortgage

Document Number	978583
Date	Apr 5, 2021
Instrument	978/583

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 28, 2021
Property Address	97 BOGARD ST, CHARLESTON, SC 29403-5230
Document Number	0955/0323
Book / Page	000955 / 000323
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2808 W DEER PATH TRL JANESVILLE WI 535458900, JANESVILLE, WI 53545-8900

Mortgage

Document Number	955/0325
Date	Jan 28, 2021
Book Page	000955/000325

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 26, 2019
Property Address	97 BOGARD ST, CHARLESTON, SC 29403-5230
Document Number	0785/0662
Book / Page	000785 / 000662
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 BOGARD ST CHARLESTON SC 294035230, CHARLESTON, SC 29403-5230

Mortgage

Document Number	785/0663
Date	Mar 26, 2019
Book Page	000785/000663

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 97 Bogard St was $3,313, up 10.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (+10.88%)	$661,250 (+2,775%) Land $287,500 Building $373,750	$837,300 Land $460,600 Building $376,700
2024	$2,988.00	$23,000
2022	$2,793.00	$23,000	$575,000 Land $250,000 Building $325,000
2020			$575,000 Land $250,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97 Bogard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 Bogard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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