95 Bogard St, Charleston, SC 29403 Property Records

Charleston County property record for 95 Bogard St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,115 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$638,000 (Dec 2022)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`460-11-02-122`

Property Details

APN / Parcel Number

Primary APN	`460-11-02-122`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,115 sqft Living Area
1st Floor Area	550 sqft
Upper Floors Area	565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	32 ft deep x 40 ft wide
Porch	Slab
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	95 BOGARD ST
City	CHARLESTON
State	SC
Zip	29403-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -95 BOGARD ST DESCRIPTION -PT LT 5
Legal Subdivision	95 BOGARD ST
Legal Lot Number	5
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1008
Census Tract	1100

Owner

95 Bogard St is owned and occupied by an individual who bought it in December 2022.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	95 BOGARD ST, CHARLESTON, SC 29403-5230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 23, 2021	Deed, Transfer · Stand-Alone First Mortgage VIRGINA TRUST
Jul 19, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Dec 23, 2021 · Amount on File
Deed Book / Page	1154 / 922
Prior Transfer Date	Nov 5, 2013
Prior Transfer Doc	0373/0646
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 21, 2022
Property Address	95 BOGARD ST, CHARLESTON, SC 29403-5230
Document Number	0011540922
Book / Page	1154 / 922
Map Reference	MB B PG 149
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,658.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 BOGARD ST, CHARLESTON, SC 29403-5230

Mortgage

Document Number	0001154924
Date	Dec 21, 2022
Instrument	1154/924

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 23, 2021
Property Address	95 BOGARD ST, CHARLESTON, SC 29403-5230
Document Number	0010630091
Book / Page	1063 / 91
Instrument Date	Nov 22, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5928 GATE HOVES RD, GLEN ALLEN, VA 23059

Mortgage

Document Number	0000106392
Date	Dec 23, 2021
Instrument	1063/92

Lender

Name	VIRGINA TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHARLESTON SC
Recording Date	Jul 19, 2021
Property Address	95 BOGARD ST, CHARLESTON, SC 29403-5230
Document Number	0010150149
Book / Page	1015 / 149
Map Reference	MB B PG 149
Instrument Date	Nov 18, 2020
Transaction Type	Foreclosure
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 95 Bogard St was $3,398, up 3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00 (+3%)	$679,734 (+2,563.53%) Land $454,434 Building $225,300	$679,734 Land $454,434 Building $225,300
2024	$3,299.00	$25,520
2022	$4,535.00	$16,800	$280,000 Land $250,000 Building $30,000
2020			$638,000 Land $250,000 Building $388,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 95 Bogard St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Bogard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Bogard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures